Columbia Bank : Newport Beach Branch
4040 Macarthur Boulevard, Suite 100
Newport Beach , CA 92660
Phone
6)4-86--7782
Visit Columbia Bank main page
Your current location is: New York City, NY
Deposit Rates -
October 17, 2025
SAVINGS RATES
APY
MIN
MAX
SAV
0.01%
$0
-
Compare
MM RATES
APY
MIN
MAX
Money Market
0.05%
$1
$9,999
Compare
Money Market
4.20%
$10,000
-
Compare
Money Market
0.10%
$25,000
$49,999
Compare
Money Market
0.50%
$250,000
$499,999
Compare
Money Market
1.00%
$1,000,000
-
Compare
PREMM RATES
APY
MIN
MAX
Premium Money Market
0.05%
$0
$49,999
Compare
Premium Money Market
0.10%
$50,000
$99,999
Compare
Premium Money Market
4.35%
$100,000
-
Compare
VARIABLE IRA RATES
APY
MIN
MAX
VIRA
0.01%
$1
-
INT CHECKING RATES
APY
MIN
MAX
INTCK
0.01%
$1
-
Featured Home Equity Rates in California
Intro APR : 6.740 %
After Intro: 6.740 %
$0
Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600
Intro APR : 6.950 %
After Intro: 6.950 %
$15,000
Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US
Intro APR : 6.990 %
After Intro: 6.990 %
$0
Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period
Spring EQ
NMLS ID: 1464945 /
Updated 2025-10-17
The leader for homeowners tapping cash from their homes since 2016.
$0
Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).
Get up to $600k with no monthly payments, ever.
$0
Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states
Home Equity Line of Credit - Equal Housing Lender
$0
Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Unlock Your Home's Potential
$0
Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans
Home Equity Loans & Refinance – Cash out
$0
Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates in California
5.933%
$1,893
Fees & Points
$2,000 Total
0.625 Pts
($2,000)
$0 Fees
Upgrade and Work Directly with 5-Star Broker | CA and TN Refi Specialist
Five-Star Rated with Zillow and Yelp | A+ BBB Rating | 22 Years' Experience
Multiple Lending Options to Include Stand-Alone Home Equity Alternatives
Refi.com
NMLS ID: 1907
License#: California
5.962%
$1,893
Fees & Points
$3,002 Total
0.938 Pts
($3,002)
$0 Fees
Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
6.194%
$1,945
Fees & Points
$2,346 Total
0.733 Pts
($2,346)
$0 Fees
Own with as little as 1% down—no hidden fees, no call centers.
First-time buyers welcome—620+ credit? Prequalify today.
Local California experts—down payment assistance programs, CAL FHA, Hoper
Fees & Points
Total
Pts
($0)
$0 Fees
Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate
Fees & Points
Total
Pts
($0)
$0 Fees
Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify
Fees & Points
Total
Pts
($0)
$0 Fees
Top 3 Lender: Trusted and established.
19K+ 5-star reviews: Proven customer satisfaction.
Wide mortgage selection: Tailored solutions.
Fees & Points
Total
Pts
($0)
$0 Fees
Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Nearby Branches of Columbia Bank
Other Nearby Banks to Consider