Affinity Bank, National Association is an FDIC insured institution headquartered at
3175 Highway 278, Covington, GA 30014.
It was founded in
1928 and has approximately $1 billion in assets. Customers can open an account at one of its 3 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.10% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.35% | $10,000 | Compare |
|
6 Mo CD
|
0.35% | $100,000 | Compare |
|
12 Mo CD
|
0.50% | $10,000 | Compare |
|
12 Mo CD
|
0.50% | $100,000 | Compare |
|
24 Mo CD
|
0.75% | $10,000 | Compare |
|
24 Mo CD
|
0.75% | $100,000 | Compare |
|
36 Mo CD
|
0.85% | $10,000 | Compare |
|
36 Mo CD
|
0.85% | $100,000 | Compare |
|
48 Mo CD
|
0.95% | $10,000 | Compare |
|
48 Mo CD
|
0.95% | $100,000 | Compare |
|
60 Mo CD
|
1.15% | $10,000 | Compare |
|
60 Mo CD
|
1.15% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.15% | $2,500 | Compare |
|
Money Market
|
0.15% | $10,000 | Compare |
|
Money Market
|
0.20% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.06% | $2,500 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 6.990 %
After Intro:6.990 % |
$0 |
| Home Equity Line of Credit - Equal Housing Lender | $0 |
Pentagon Federal Credit Union NMLS ID: 401822 |
0.000% |
$0
Fees & Points
$0 Total
0.000 Pts ($0) $0 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.174% |
$1,919
Fees & Points
$6,000 Total
0.875 Pts ($2,800) $3,200 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 29510 |
| Date Established | 1928 |
| Assets | $ 932.75 million |
| Loans | $ 722.63 million |
| Deposits | $ 757.26 million |
| Capital | $ 109.84 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 49.71 million |
| Interest-bearing balances | $ 43.83 million |
| Total securities | $ 65.11 million |
| Federal funds sold and reverse repurchase | $ 39.96 million |
| Net loans and leases | $ 722.63 million |
| Loan loss allowance | $ 8.56 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 18.08 million |
| All other assets | $ 25.76 million |
| Total Assets | $ 822.91 million |
| LIABILITIES | |
| Total deposits | $ 757.26 million |
| Interest-bearing deposits | $ 597.49 million |
| Deposits held in domestic offices | $ 757.26 million |
| % insured (estimated)" | 78.16% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 25.45 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 5.33 millionn |
| Total Liabilities | $ 822.91 million |
| Shareholders’ Equity | $ 109.84 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 24.87 million |
| Total Interest Expense | $ 9.89 million |
| Net interest income | $ 14.98 million |
| Provision for loan and lease losses | $ 0.08 million |
| Total non interest income | $ 1.24 million |
| Total non interest expense | $ 11.00 million |
| Pre-tax Net Operating Income | $ 4.86 million |
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Your current location is: New York City, NY
JP
October 1, 2022 |
Very happy customer, but needs to be pointed out that 3.50% is the rate you will receive in November if you hit step goals in October. The rate for October is 2.50%. Not sure what interest rate a new customer would get for October if they sign up now, but they will get 3.50% in November if they sign up now and reach step goals.
wellden1
Oct 30, 2025
easy workaround - open account with minimum balance, download app, do your steps, fund your account at end of month. easy.