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Cathay Bank


ACH Number: 113024407

Cathay Bank is an FDIC insured institution headquartered at 777 N Broadway, Los Angeles, CA 90012.
It was founded in 1962 and has approximately $24 billion in assets. Customers can open an account at one of its 72 branches.

Deposit Rates - April 02, 2026

SAVINGS RATES APY MIN
SAV
0.05% $50,000 Compare
CD RATES APY MIN
6 Mo CD
0.25% $50,000 Compare
12 Mo CD
0.30% $50,000 Compare
18 Mo CD
0.30% $50,000 Compare
24 Mo CD
0.40% $50,000 Compare
36 Mo CD
0.40% $50,000 Compare
48 Mo CD
0.40% $50,000 Compare
60 Mo CD
0.40% $50,000 Compare
MM RATES APY MIN
Money Market
0.20% $500,000 Compare
Money Market
0.25% $1,000,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.05% $100,000




Loan Rates - April 02, 2026

HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
4.25% Varies
Compare with 0 RATE Line of Credit from Figure Home Equity Line Figure Home Equity Line
Compare with 6.24 RATE Line of Credit from Third Federal Savings and Loan Third Federal Savings and Loan
Compare with 6.75 RATE Line of Credit from Farmers Bank of Kansas City Farmers Bank of Kansas City
Compare with 6.95 RATE Line of Credit from Figure Home Equity Figure Home Equity
Compare with 6.95 RATE Line of Credit from Reliant Home Funding, Inc Reliant Home Funding, Inc
Compare with 7 RATE Line of Credit from Four Leaf Federal Credit Union Four Leaf Federal Credit Union
See Other Home Equity Rates →

Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18503
Date Established 1962
Assets $ 24.06 billion
Loans $ 19.91 billion
Deposits $ 20.54 billion
Capital $ 2.99 billion

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 1,308.05 million
Interest-bearing balances $ 1,128.12 million
Total securities $ 1,652.75 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 19.91 billion
Loan loss allowance $ 186.65 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 32.98 million
Goodwill and other intangibles $ 378.36 million
All other assets $ 633.25 million
     Total Assets $ 21.07 billion

LIABILITIES
Total deposits $ 20.54 billion
      Interest-bearing deposits $ 16.95 billion
      Deposits held in domestic offices $ 20.29 billion
      % insured (estimated)" 50.34%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 152.49 million
Subordinated debt N.A.
All other liabilities $ 244.79 millionn
      Total Liabilities $ 21.07 billion
      Shareholders’ Equity $ 2.99 billion

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 977.03 million
Total Interest Expense $ 422.97 million
Net interest income $ 554.06 million
Provision for loan and lease losses $ 55.43 million
Total non interest income $ 52.08 million
Total non interest expense $ 262.34 million
Pre-tax Net Operating Income $ 211.68 million

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