East Cambridge Savings Bank is an FDIC insured institution headquartered at
292 Cambridge St, Cambridge, MA 02141.
It was founded in
1854 and has approximately $2 billion in assets. Customers can open an account at one of its 11 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 90173
Date Established
1854
Assets
$ 1,624.92 million
Loans
$ 1,290.21 million
Deposits
$ 1,293.04 million
Capital
$ 151.09 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 118.33 million
Interest-bearing balances
$ 114.48 million
Total securities
$ 130.64 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 1,290.21 million
Loan loss allowance
$ 7.89 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.10 million
Goodwill and other intangibles
$ 10.41 million
All other assets
$ 47.62 million
Total Assets
$ 1,473.83 million
LIABILITIES
Total deposits
$ 1,293.04 million
Interest-bearing deposits
$ 1,138.86 million
Deposits held in domestic offices
$ 1,293.04 million
% insured (estimated)"
69.56%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 10.00 million
Subordinated debt
N.A.
All other liabilities
$ 12.39 millionn
Total Liabilities
$ 1,473.83 million
Shareholders’ Equity
$ 151.09 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 53.98 million
Total Interest Expense
$ 26.53 million
Net interest income
$ 27.45 million
Provision for loan and lease losses
$ 0.19 million
Total non interest income
$ 3.71 million
Total non interest expense
$ 26.05 million
Pre-tax Net Operating Income
$ 7.26 million
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Branches
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