Orange Bank & Trust Company
Orange Bank & Trust Company is an FDIC insured institution headquartered at
212 Dolson Ave, Middletown, NY 10940.
Deposit Rates -
April 02, 2026
SAVINGS RATES
APY
MIN
Savings
0.08% $2,500
Compare
MM RATES
APY
MIN
Money Market
0.03% $2,500
Compare
Money Market
0.03% $10,000
Compare
Money Market
0.05% $25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.04% $2,500
Loan Rates -
April 02, 2026
MORTGAGE PURCHASE
APR(%)
MONTHLY PAYMENT
10 Year Fixed Conforming
5.90%
$3,536.13
15 Year Fixed Conforming
6.02%
$2,724.78
20 Year Fixed Conforming
6.14%
$2,364.78
MORTGAGE REFINANCE
APR(%)
MONTHLY PAYMENT
10 Year Fixed Conforming
5.90%
$3,536.13
15 Year Fixed Conforming
6.02%
$2,724.78
20 Year Fixed Conforming
6.14%
$2,364.78
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 12944
Date Established
1892
Assets
$ 2.63 billion
Loans
$ 1,906.39 million
Deposits
$ 2.29 billion
Capital
$ 276.33 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 189.86 million
Interest-bearing balances
$ 164.92 million
Total securities
$ 426.63 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 1,906.39 million
Loan loss allowance
$ 29.29 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 85.25 million
Total Assets $ 2.35 billion
LIABILITIES
Total deposits
$ 2.29 billion
Interest-bearing deposits
$ 1,566.92 million
Deposits held in domestic offices
$ 2.29 billion
% insured (estimated)" 41.83%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 18.16 millionn
Total Liabilities $ 2.35 billion
Shareholders’ Equity $ 276.33 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 99.66 million
Total Interest Expense
$ 22.87 million
Net interest income
$ 76.79 million
Provision for loan and lease losses
$ 6.19 million
Total non interest income
$ 13.05 million
Total non interest expense
$ 44.53 million
Pre-tax Net Operating Income
$ 9.84 million
Customer Reviews for Orange Bank & Trust Company
Branches
Click on location and enter new zip number to change." New York City, NY
Orange Bank & Trust Company Locations
There are currently no comments for Orange Bank & Trust Company. Be the first to share your experience. Please provide comments that will help others.