resources/views/banks/institution.blade.php

Southern Bank

Southern Bank is an FDIC insured institution headquartered at 2991 Oak Grove Rd, Poplar Bluff, MO 63901.
It was founded in 1887 and has approximately $5 billion in assets. Customers can open an account at one of its 46 branches.

Deposit Rates - April 03, 2026

SAVINGS RATES	APY	MIN
Savings	0.25%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.40%	$10,000	Compare
6 Mo CD	0.45%	$100,000	Compare
12 Mo CD	0.60%	$10,000	Compare
12 Mo CD	0.65%	$100,000	Compare
18 Mo CD	0.65%	$10,000	Compare
18 Mo CD	0.70%	$100,000	Compare
24 Mo CD	0.70%	$10,000	Compare
24 Mo CD	0.75%	$100,000	Compare
36 Mo CD	0.80%	$10,000	Compare
36 Mo CD	0.90%	$100,000	Compare
48 Mo CD	0.90%	$10,000	Compare
48 Mo CD	1.00%	$100,000	Compare
60 Mo CD	1.00%	$10,000	Compare
60 Mo CD	1.10%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.15%	$2,500	Compare
Money Market	0.15%	$10,000	Compare
Money Market	0.25%	$25,000	Compare

Loan Rates - April 03, 2026

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.08%	$2,713.33
20 Year Fixed Conforming	6.54%	$2,392.81
30 Year Fixed Conforming	6.12%	$1,943.32
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.08%	$2,713.33
20 Year Fixed Conforming	6.54%	$2,392.81
30 Year Fixed Conforming	6.12%	$1,943.32
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union

See Other Mortgage Rates →

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 28332
Date Established	1887
Assets	$ 4.99 billion
Loans	$ 4.14 billion
Deposits	$ 4.30 billion
Capital	$ 513.17 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions	$ 99.02 million
Interest-bearing balances	$ 51.20 million
Total securities	$ 453.86 million
Federal funds sold and reverse repurchase	$ 25.34 million
Net loans and leases	$ 4.14 billion
Loan loss allowance	$ 52.08 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 1.01 million
Goodwill and other intangibles	$ 23.72 million
All other assets	$ 92.68 million
Total Assets	$ 4.47 billion

LIABILITIES
Total deposits	$ 4.30 billion
Interest-bearing deposits	$ 3.77 billion
Deposits held in domestic offices	$ 4.30 billion
% insured (estimated)"	79.65%
Federal funds purchased and repurchase agreements	$ 20.00 million
Trading liabilities	N.A.
Other borrowed funds	$ 37.96 million
Subordinated debt	N.A.
All other liabilities	$ 20.08 millionn
Total Liabilities	$ 4.47 billion
Shareholders’ Equity	$ 513.17 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income	$ 213.57 million
Total Interest Expense	$ 90.20 million
Net interest income	$ 123.37 million
Provision for loan and lease losses	$ 7.93 million
Total non interest income	$ 25.12 million
Total non interest expense	$ 80.12 million
Pre-tax Net Operating Income	$ 29.40 million

Customer Reviews for Southern Bank

There are currently no comments for Southern Bank. Be the first to share your experience. Please provide comments that will help others.

Branches

Click on location and enter new zip number to change."
Your current location is: New York City, NY