Highest Yielding 1-Year CD Rates for Mentor, OH

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• My e-Banc, a division of Bradesco BAC Florida Bank

  5.41%

  Online Rate 12 Month Jumbo CD - $50,000 Min. Early Withdrawal Penalty is 3 months interest.

• Charles Schwab Bank, SSB

  5.40%

  Online Rate 12 Month CD - $1,000 Min.

• Finworth, a division of InsBank

  5.38%

  Online Rate 12 Month CD - $50,000 Min. Early Withdrawal Penalty is 6 months interest.

• InsBank

  5.38%

  Online Rate 1-Year CD - $50,000 Min.

• Limelight Bank, A division of Capital Community Bank	5.35%	Online Rate 12-Month CD - $1,000 Min. Early Withdrawal Penalty is 90 days interest.
  John Grierer | September 3, 2023 | The ACH processes at this bank are terrible. At maturity of my CD, the bank refused an external ACH drawn from an outside bank, in spite of providing assurances that this would not happen together with th... More Reviews

• TotalDirect, a division of City National Bank of Florida	5.35%	Online Rate 12-Month CD - $25,000 Min. Early Withdrawal Penalty is 6 months interest.
  J Dally | June 13, 2023 | 5% + on a savings rate is attractive, but the phone reps are trained to tell people as a first response to come to a branch to address any inquiries. (Thankfully, I don't live in Florida but I also means ... More Reviews

• CFG Bank	5.31%	Online Rate 12-Month CD - $500 Min. Early Withdrawal Penalty is 180 days interest.
  nunya | May 22, 2023 Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews

• Rising Bank, a division of Midwest BankCentre	5.31%	Online Rate 1-Year CD - $1,000 Min. Early Withdrawal Penalty is 90 days interest.
  Great | June 21, 2021 | This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides... More Reviews

• First Internet Bank of Indiana

  5.31%

  Online Rate 1-Year CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Navy Federal Credit Union

  5.30%

  Online Rate with branch - View 12 Months Special EasyStart - $50 Min. Special Easy Start Certificate only applies to a maximum deposit of $3,000.

• Prime Alliance Bank	5.30%	Online Rate 12 Month Online CD - $500 Min. Early Withdrawal Penalty is 30 days interest.
  howdoyoudo | July 18, 2022 | And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews

• Northern Bank Direct	5.30%	Online Rate 12 Month CD - $500 Min. Warning: Early Withdrawal Penalty is 12 Months interest.
  Wazup | October 13, 2022 | might be a good as a local bank, but not set up as an online bank More Reviews

• Ohio State Bank

  5.30%

  Bank with nearby branch - View 12 Month - $500 Min.

• My e-Banc, a division of Bradesco BAC Florida Bank

  5.30%

  Online Rate 12 Month - $5,000 Min. Early Withdrawal Penalty is 3 months interest.

• Home Savings Bank (Utah)

  5.30%

  Online Rate with branch - View 12 Month CD - $5,000 Min. Early Withdrawal Penalty is 6 months interest.

• Transportation Alliance Bank, Inc. d/b/a TAB Bank	5.27%	Online Rate 12 Month Online CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  Frog Stephane | October 30, 2022 | I got into this one and a couple of other small Utah banks last years when I saw that they were a little higher than national rates (something like 0.70% versus 0.50%). Whatever I made with this adjustme... More Reviews

• Wright-patt Credit Union, Inc.

  5.27%

  Credit Union with nearby branch - View 12-17 Month - $100,000 Min.

• First Bank of Central Ohio

  5.25%

  Bank with nearby branch - View 12 Month CD - $500 Min.

• Forbright Bank

  5.25%

  Online Rate 12 Month CD - $1,000 Min. Early Withdrawal Penalty is 90 days interest.

• Seattle Bank

  5.25%

  Online Rate with branch - View 12 Month - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Bread Savings, a division of Bread Financial	5.25%	Online Rate 1-Year CD - $1,500 Min. Early Withdrawal Penalty is 180 days interest.
  PB VeganChic | November 7, 2023 | The rates are good but it was a hassle getting my account set up. The app does not work. I purchased a 5 year CD and I hope I don't have any issues when it's time to cash it out. I wouldn't recommend Bread... More Reviews

• Monesty, a division of American Commerce Bank of Georgia

  5.22%

  Online Rate 1-Year CD - $500 Min. Early Withdrawal Penalty is 6 months interest.

• M.Y. Safra Bank

  5.20%

  Online Rate 12 Month Online CD - $500 Min.

• Bask Bank, a division of Texas Capital Bank	5.20%	Online Rate 12 MONTH - $1,000 Min.
  JQ25 | July 20, 2023 | This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts." More Reviews

• Wright-patt Credit Union, Inc.

  5.17%

  Credit Union with nearby branch - View 12-17 Month - $500 Min.

• ableBanking, a division of Northeast Bank

  5.15%

  Online Rate One-Year CD - $500 Min.

• Banesco USA

  5.15%

  Online Rate with branch - View 12-Month CD - $1,000 Min.

• Beal Bank

  5.15%

  Bank with nearby branch - View 12 MONTH - $1,000 Min.

• LendingClub	5.15%	Online Rate 1 Year CD - $2,500 Min. Early Withdrawal Penalty is 90 days interest.
  JeromeK | September 18, 2022 | Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website... More Reviews

• Newtek Bank, National Association

  5.15%

  Online Rate with branch - View 12 Month - $2,500 Min.

• Popular Direct

  5.15%

  Online Rate One Year CD - $10,000 Min. Warning: Early Withdrawal Penalty is 270 days interest.

• Modern Bank, National Association

  5.15%

  Online Rate with branch - View 1-Year CD - $10,000 Min.

• Capital One 360	5.10%	Online Rate 12 Month CD - $0 Min.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• Navy Federal Credit Union

  5.10%

  Online Rate with branch - View 12 Month Special - $100,000 Min.

• Farmers & Merchants Bank

  5.09%

  Bank with nearby branch - View Jumbo CDs ($100,000+) - $100,000 Min.

• Omb Bank

  5.08%

  Bank with nearby branch - View 12 Month Online High Yield CD - $5,000 Min.

• Connexus Credit Union	5.06%	Online Rate with branch - View Jumbo 12 Month - $100,000 Min.
  Josh Hinson | February 3, 2023 | So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... More Reviews

• BMO Alto, a division of Bank of Montreal Harris	5.05%	Online Rate 1-year CD - $0 Min. Early Withdrawal Penalty is 180 days interest.
  J Tremain | February 22, 2024 | They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rat... More Reviews

• Greenstate Credit Union

  5.05%

  Credit Union with nearby branch - View 12 Month Special - $1,000 Min.

• Navy Federal Credit Union

  5.05%

  Online Rate with branch - View 12 Month Special - $20,000 Min.

• National Cooperative Bank

  5.02%

  Online Rate 12 Month Impact Certificate of Deposit - $2,500 Min.

• Connexus Credit Union	5.01%	Online Rate with branch - View 12 Month - $5,000 Min.
  Josh Hinson | February 3, 2023 | So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... More Reviews

• Barclays Bank Delaware	5.00%	Online Rate 12 Month - $0 Min. Early Withdrawal Penalty is 90 days interest.
  JTurlow | November 9, 2021 | Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... More Reviews

• Synchrony Bank	5.00%	Online Rate 12 Month CD - $0 Min. Early Withdrawal Penalty is 90 days interest.
  Judith | May 12, 2023 | I can’t get a real live person ever! Don’t use them ! More Reviews

• IncredibleBank

  5.00%

  Online Rate 12 Month CD - $1,000 Min. $1,000 minimum deposit to open an account. A penalty may be imposed for early withdrawal. Account fees may reduce your earnings.

• Ivy Bank, a division of Cambridge Savings Bank	5.00%	Online Rate 1-Year CD - $1,000 Min.
  Siegalman again | November 13, 2023 | Indexed savings product from this bank is now 5.71%. Better than anything else on this site or available anywhere. More Reviews

• Three Rivers Federal Credit Union

  5.00%

  Credit Union with nearby branch - View 12 Month - $1,000 Min.

• Citizens	5.00%	Online Rate 12 Month CD ONLINE - $5,000 Min. Early Withdrawal Penalty is 90 days interest.
  Abzo68 | May 17, 2022 | I have accounts at some of these other names where I make a little more, but if I need something (to access my cash or to cover an obligation somewhere), this is the place I go. Great service by phone too... More Reviews

• Sallie Mae Bank	4.95%	Online Rate 12 Month CD - $2,500 Min. Early Withdrawal Penalty is 90 days interest.
  JPreston | January 7, 2023 | Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews

• Goldman Sachs Bank	4.90%	Online Rate 12 Month CD - $500 Min.
  Leslie G | December 7, 2021 | I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews