Highest Yielding 2-Year CD Rates for Xenia, OH

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• Wright-patt Credit Union, Inc.

  4.85%

  Credit Union with nearby branch - View 24-35 Month - $100,000 Min.

• Wright-patt Credit Union, Inc.

  4.75%

  Credit Union with nearby branch - View 24-35 Month - $500 Min.

• Cf Bank, National Association

  4.50%

  Bank with nearby branch - View 24 Month CD Special - $10,000 Min.

• FCN Bank, National Association

  4.25%

  Bank with nearby branch - View 24 MONTH - $1,000 Min.

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.25%

  Online Rate 24 Month Jumbo CD - $50,000 Min.

• Newtek Bank, National Association

  4.20%

  Online Rate with branch - View 24 MONTH - $2,500 Min.

• Home Savings Bank

  4.20%

  Online Rate with branch - View 24 Month CD - $5,000 Min.

• Prime Alliance Bank	4.15%	Online Rate 24 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.
  howdoyoudo | July 18, 2022 | And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews

• Customers Bank

  4.15%

  Online Rate with branch - View 24 MONTH - $500 Min.

• Beal Bank

  4.15%

  Bank with nearby branch - View 24 MONTH - $1,000 Min.

• Merrick Bank

  4.10%

  Online Rate with branch - View 24 Month CD - $25,000 Min. Warning: Early Withdrawal Penalty is 2% of the account balance.

• Seattle Bank

  4.05%

  Online Rate with branch - View 24 Month - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Sallie Mae Bank	4.05%	Online Rate 24 Month CD - $2,500 Min.
  JPreston | January 7, 2023 | Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews

• Navy Federal Credit Union	4.05%	Online Rate with branch - View 24 Month - $100,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• M.Y. Safra Bank

  4.00%

  Online Rate 24 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.

• Pentagon Federal Credit Union	4.00%	Online Rate with branch - View 2 Year Money Market Certificate - $1,000 Min.
  Elizabeth | July 22, 2023 | Don't have an opinion now other than I like the % rate More Reviews

• Colorado Federal Savings Bank

  4.00%

  Online Rate 24 Month CD - $5,000 Min. Early Withdrawal Penalty is 6 months Interest.

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.00%

  Online Rate 24 Month - $5,000 Min. Early withdrawal penalty is 6 months interest

• Navy Federal Credit Union	4.00%	Online Rate with branch - View 24 Month - $20,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• TotalDirect, a division of City National Bank of Florida	4.00%	Online Rate 24-Month CD - $25,000 Min.
  J Dally | June 13, 2023 | 5% + on a savings rate is attractive, but the phone reps are trained to tell people as a first response to come to a branch to address any inquiries. (Thankfully, I don't live in Florida but I also means ... More Reviews

• General Electric Credit Union

  4.00%

  Credit Union with nearby branch - View 2 Year Jumbo - $100,000 Min.

• Connexus Credit Union	3.99%	Online Rate with branch - View Jumbo 24 Month - $100,000 Min.
  Josh Hinson | February 3, 2023 | So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... More Reviews

• Westfield Bank, FSB

  3.93%

  Bank with nearby branch - View 2 YEAR - $2,500 Min.

• First Internet Bank of Indiana

  3.92%

  Online Rate 24-Month CD - $1,000 Min. Early Withdrawal Penalty is 360 days interest.

• Synchrony Bank	3.90%	Online Rate 2 Year CD - $0 Min.
  Judith | May 12, 2023 | I can’t get a real live person ever! Don’t use them ! More Reviews

• BMO Alto, a division of Bank of Montreal Harris	3.90%	Online Rate 24 Month CD - $0 Min. Early Withdrawal Penalty is 180 days interest.
  J Tremain | February 22, 2024 | They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rat... More Reviews

• Goldman Sachs Bank	3.90%	Online Rate 24 Month CD - $500 Min.
  Leslie G | December 7, 2021 | I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews

• KS StateBank

  3.90%

  Online Rate with branch - View 2 YEAR - $500 Min.

• Connexus Credit Union	3.89%	Online Rate with branch - View 24 Month - $5,000 Min.
  Josh Hinson | February 3, 2023 | So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... More Reviews

• Bank of Whittier, National Association

  3.87%

  Bank with nearby branch - View 24 Month Certificate of Deposit - $1,000 Min.

• Bayer Heritage Federal Credit Union

  3.87%

  Credit Union with nearby branch - View 24 Month Jumbo - $100,000 Min.

• Transportation Alliance Bank, Inc. d/b/a TAB Bank	3.85%	Online Rate 24 Month Online CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  Frog Stephane | October 30, 2022 | I got into this one and a couple of other small Utah banks last years when I saw that they were a little higher than national rates (something like 0.70% versus 0.50%). Whatever I made with this adjustme... More Reviews

• Bread Savings, a division of Bread Financial	3.85%	Online Rate 2-Year CD - $1,500 Min. Early withdrawal penalty is 180 days interest.
  PB VeganChic | November 7, 2023 | The rates are good but it was a hassle getting my account set up. The app does not work. I purchased a 5 year CD and I hope I don't have any issues when it's time to cash it out. I wouldn't recommend Bread... More Reviews

• Bayer Heritage Federal Credit Union

  3.82%

  Credit Union with nearby branch - View 24 Month - $100 Min.

• First Federal Savings and Loan Association of Lakewood

  3.81%

  Bank with nearby branch - View 2 YEAR - $500 Min.

• General Electric Credit Union

  3.80%

  Credit Union with nearby branch - View 2 Year - $0 Min.

• Farmers & Merchants Bank

  3.80%

  Bank with nearby branch - View 2 Years - $1,000 Min.

• Popular Direct

  3.80%

  Online Rate 2 Year CD - $10,000 Min. Early Withdrawal Penalty is 270 days interest.

• Virtualbank, a division of First Horizon Bank	3.77%	Online Rate 2 Year CD - $10,000 Min. Warning: Early Withdrawal Penalty is 2% of principal.
  YTu | June 27, 2023 | Amataur outfit - stay away More Reviews

• First Bank of Central Ohio

  3.75%

  Bank with nearby branch - View 24 Month CD - $0 Min.

• ableBanking, a division of Northeast Bank

  3.75%

  Online Rate 2-Yr CD - $500 Min.

• Northern Bank Direct	3.75%	Online Rate 24 Month CD - $500 Min. Warning: Early withdrawal penalty is 12 months of interest
  Wazup | October 13, 2022 | might be a good as a local bank, but not set up as an online bank More Reviews

• Vio Bank, A Division of MidFirst Bank	3.75%	Online Rate 24 Month CD - $500 Min.
  Laura K | July 14, 2021 | My husband and I opened an account here. We were happy to get the slightly higher rate for a bit, but they were quick to lower it. And, then the fees started. More Reviews

• Banesco USA

  3.75%

  Online Rate with branch - View 2 YEAR - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Bask Bank, a division of Texas Capital Bank	3.75%	Online Rate 24 MONTH - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  JQ25 | July 20, 2023 | This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts." More Reviews

• LendingClub	3.75%	Online Rate 2 Year CD - $2,500 Min. Early Withdrawal Penalty is 180 days interest.
  JeromeK | September 18, 2022 | Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website... More Reviews

• Citizens	3.75%	Online Rate with branch - View 24 MONTH online - $5,000 Min.
  Abzo68 | May 17, 2022 | I have accounts at some of these other names where I make a little more, but if I need something (to access my cash or to cover an obligation somewhere), this is the place I go. Great service by phone too... More Reviews

• Capital One 360	3.70%	Online Rate 24 Month CD - $0 Min.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• Capital One, National Association	3.70%	Bank with nearby branch - View 24 MONTH - $0 Min.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• TIAA Bank / Everbank	3.70%	Online Rate Basic CD - $1,000 Min. Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity.
  Jeff T | November 21, 2023 | Everbank is the same name that was issuing foreign currency CDs and saying there was no risk and then violating their own T&C to not pay out. It is back. Terrible bank, no matter what the name. More Reviews