Credit Unions | Cheney Federal Credit Union | Branches | Head Office

Cheney Federal Credit Union : Head Office

520 1ST ST
Cheney, WA 99004

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Your current location is: New York City, NY

Cheney Federal Credit Union : Head Office — distance 2181.73

Deposit Rates - April 02, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	0.50%	$10,000	$14,999	Compare
6 Mo CD	0.55%	$100,000	$199,999	Compare
12 Mo CD	0.75%	$10,000	$14,999	Compare
12 Mo CD	0.85%	$100,000	$199,999	Compare
18 Mo CD	0.80%	$10,000	$14,999	Compare
18 Mo CD	0.90%	$100,000	$199,999	Compare
24 Mo CD	1.00%	$10,000	$14,999	Compare
24 Mo CD	1.06%	$100,000	$199,999	Compare
36 Mo CD	1.11%	$10,000	$14,999	Compare
36 Mo CD	1.11%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.15%	$2,500	$4,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.20%	$2,500	$2,999	Compare
Money Market	0.23%	$10,000	$14,999	Compare
Money Market	0.25%	$25,000	$29,999	Compare

INT CHECKING RATES	APY	MIN	MAX
Int Ckg	0.05%	$2,500	$3,499

Featured Home Equity Rates in Washington

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Better.com
NMLS ID: 330511 / Updated 2026-04-02
Equal Housing Lender

Get a cash estimate in as little as 3 min — no credit hit.

One Day HELOC™: 24-hr approval, cash in 7 days.
AI shops lenders to find you the best rate.
Tap up to 90% equity — simple online process.
Fastest-growing digital HELOC lender in U.S.

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-20
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Owning.com
NMLS ID: 2611 / Updated 2026-03-26
Equal Housing Lender

Intro APR: 6.840 %
After Intro:6.840 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Rate.com
NMLS ID: 2611 / Updated 2026-03-26
Equal Housing Lender

Intro APR: 6.843 %
After Intro:6.843 %

$25,000

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.990 %
After Intro:6.990 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11

Intro APR: 7.770 %
After Intro:7.770 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-04-02

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-02
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-04-02

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-02

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Refi.com
NMLS ID: 1907 / Updated 2026-04-02
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

Renofi
NMLS ID: 1802847 / Updated 2026-04-02

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-04-02

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Washington

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Pentagon Federal Credit Union
NMLS ID: 401822

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender

Reliant Home Funding, Inc.
NMLS ID: 292473

5.977%

$1,893 Fees & Points $3,544 Total
0.484 Pts ($1,549)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Optimum First Inc
NMLS ID: 240415

5.980%

$1,893 Fees & Points $3,640 Total
0.514 Pts ($1,645)
$1,995 Fees

fill in

Basis Lending, LLC
NMLS ID: 2463124

6.053%

$1,893 Fees & Points $6,314 Total
0.875 Pts ($2,800)
$3,515 Fees

Let our Licensed Experts help you make the best decisions possible.

Mortgage Lending Group LLC
NMLS ID: 1157983
License#: 1157983

6.082%

$1,893 Fees & Points $7,190 Total
0.625 Pts ($2,000)
$5,190 Fees

See today’s rates in seconds—no hassle, no pressure.
Your home. Your rate. Your fastest path to approval.
Tap for live rates—mortgages made simple.

Pure Rate Mortgage
NMLS ID: 2578474

6.116%

$1,919 Fees & Points $4,010 Total
0.925 Pts ($2,960)
$1,050 Fees

Pure Rate equals Pure Savings
We provide real-time access to premier wholesale lenders
Delivering wholesale pricing instantly

River City Mortgage LLC
NMLS ID: 142954
License#: CL-142954

6.118%

$1,919 Fees & Points $4,169 Total
0.681 Pts ($2,179)
$1,990 Fees

Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people.
Accessible. Authentic. Transparent. We answer and make it make sense.
From pre-approval to closing — we’re all in.

Midwest Mortgage Lending
NMLS ID: 2262032
License#: CL-2262032

6.147%

$1,919 Fees & Points $5,050 Total
0.750 Pts ($2,400)
$2,650 Fees

live rates online at midwestmrtg.com

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.158%

$1,893 Fees & Points $9,846 Total
0.952 Pts ($3,046)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

West Capital Lending
NMLS ID: 1566096

6.243%

$1,945 Fees & Points $4,034 Total
0.856 Pts ($2,739)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Northpointe Bank
NMLS ID: 447490

6.254%

$1,945 Fees & Points $4,403 Total
0.940 Pts ($3,008)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

PenFed Credit Union
NMLS ID: 401822

6.265%

$1,945 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Sammamish Mortgage Company
NMLS ID: 118653
License#: CL-118653

6.321%

$1,971 Fees & Points $2,792 Total
0.751 Pts ($2,403)
$389 Fees

Underwritten Pre-approvals - Close in 3 week or less

Refi.com
NMLS ID: 1907

6.339%

$1,971 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Better.com
NMLS ID: 330511

6.340%

$1,971 Fees & Points $3,046 Total
0.641 Pts ($2,051)
$995 Fees

The Right Mortgage could save you Thousands!

DECO Mortgage
NMLS ID: 2561451

6.347%

$1,971 Fees & Points $3,408 Total
0.508 Pts ($1,626)
$1,782 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

SoFi
NMLS ID: 696891

6.501%

$1,997 Fees & Points $4,241 Total
0.858 Pts ($2,746)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: CL-1168

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Cheney Federal Credit Union : Head Office

Deposit Rates - April 02, 2026

Featured Home Equity Rates in Washington

Featured 30-Year Fixed Mortgage Rates in Washington

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