Southern Energy Credit Union

Southern Energy Credit Union is a NCUA insured credit union headquartered at 750 17TH ST N, BIRMINGHAM, AL 35203.
It was founded in 1953 and has approximately $3,576 million in assets. Customers can open an account at one of its 28 branches.

Deposit Rates - October 29, 2025

Loan Rates - October 29, 2025

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.12%	$2,700.34
15 Year Fixed Jumbo	6.90%	$2,853.93
20 Year Fixed Conforming	6.59%	$2,385.83
20 Year Fixed Jumbo	7.40%	$2,553.50
30 Year Fixed Conforming	7.33%	$2,182.96
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
30 Year Fixed Jumbo	7.46%	$2,226.54
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.12%	$2,700.34
15 Year Fixed Jumbo	6.90%	$2,853.93
20 Year Fixed Conforming	6.59%	$2,385.83
20 Year Fixed Jumbo	7.40%	$2,553.50
30 Year Fixed Conforming	7.33%	$2,182.96
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
30 Year Fixed Jumbo	7.46%	$2,226.54
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union

See Other Mortgage Rates →

HOME EQUITY RATES	APR(%)	MONTHLY PAYMENT
15 Year Loan	5.17%	$788.19

See Other Home Equity Rates →

AUTO LOAN RATES	APR(%)	MONTHLY PAYMENT
4 Year	2.45%	$547.30
5 Year	2.90%	$448.11

Overview 2025

General Credit Union Information

Branches

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