United Nations Federal Credit Union
Phone: 1-347-686-6000
United Nations Federal Credit Union is a NCUA insured federal credit union
headquartered at 2401 44TH RD, LONG ISLAND CIT, NY 11101.
It was founded in 1947 and has approximately
$10,139 million in assets. Customers can open an account at one of its
4 branches.
Deposit Rates - April 01, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.05% | $1 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.00% | $500 | Compare |
|
12 Mo CD
|
3.00% | $500 | Compare |
|
18 Mo CD
|
2.60% | $500 | Compare |
|
24 Mo CD
|
2.60% | $500 | Compare |
|
36 Mo CD
|
2.30% | $500 | Compare |
|
48 Mo CD
|
2.15% | $500 | Compare |
|
60 Mo CD
|
2.15% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.95% | $0 | Compare |
|
Money Market
|
1.00% | $2,500 | Compare |
|
Money Market
|
1.10% | $25,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
0.05% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
1.75% | $0 |
|
INTCK
|
0.05% | $1 |
Loan Rates - April 01, 2026
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
10 Year Adjustable Conforming
|
7.33% | $2,103.24 |
|
15 Year Fixed Jumbo
|
6.52% | $2,787.54 |
|
15 Year Fixed Conforming
|
6.55% | $2,787.54 |
|
20 Year Fixed Jumbo
|
7.14% | $2,505.99 |
|
20 Year Fixed Conforming
|
7.16% | $2,505.99 |
|
30 Year Fixed Conforming
|
7.28% | $2,182.96 |
|
30 Year Fixed Jumbo
|
7.39% | $2,211.25 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
10 Year Adjustable Conforming
|
7.33% | $2,103.24 |
|
15 Year Fixed Jumbo
|
6.52% | $2,787.54 |
|
15 Year Fixed Conforming
|
6.55% | $2,787.54 |
|
20 Year Fixed Jumbo
|
7.14% | $2,505.99 |
|
20 Year Fixed Conforming
|
7.16% | $2,505.99 |
|
30 Year Fixed Conforming
|
7.28% | $2,182.96 |
|
30 Year Fixed Jumbo
|
7.39% | $2,211.25 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
5.63% | Varies | ||
Compare with 6.75 RATE Line of Credit from Farmers Bank of Kansas City
|
||||
Compare with 6.95 RATE Line of Credit from Figure Home Equity
|
||||
Compare with 6.95 RATE Line of Credit from Reliant Home Funding, Inc
|
||||
Compare with 7 RATE Line of Credit from Four Leaf Federal Credit Union
|
||||
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year
|
5.50% | $754.90 |
|
4 Year
|
5.50% | $581.41 |
|
5 Year
|
5.50% | $477.53 |
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 5588 |
| Date Established | 1947 |
| Assets | $10,138.52 million |
| Loans | $6,149.29 million |
| Deposits | $9,149.69 million |
| Capital | $962.42 million |
Customer Reviews for United Nations Federal Credit Union
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