Certificate of Deposit Features Guide
| Interest Rate |
| APY |
3.60% |
| Term Length |
36 Month |
| Minimum deposit amount |
$0.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
$25,000.00 |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Early withdrawal penalty |
N/A |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
N/A
|
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• No minimum deposit to open.
• No monthly maintenance fees.
• Interest compounded daily.
• Available to open in the name of a Trust.
• Automatic renewal at maturity. Early withdrawal penalty will apply.
• When the CD matures, the money can be withdrawn at no charge during a 10-day grace period.
Rate History
|
Date
|
APY
|
|
September 26, 2024 |
3.60%
|
|
February 12, 2024 |
4.00%
|
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