Banks | First State Bank & Trust

First State Bank & Trust


First State Bank & Trust is an FDIC insured institution headquartered at 22 4th St E, Williston, ND 58801.
It was founded in 1926 and has approximately $1 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - October 18, 2024

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.10% $10,000 Compare
6 Mo CD
0.10% $100,000 Compare
12 Mo CD
0.20% $10,000 Compare
12 Mo CD
0.20% $100,000 Compare
Special: 13 Mo CD
0.50% $500 Compare
24 Mo CD
0.30% $10,000 Compare
24 Mo CD
0.30% $100,000 Compare
Special: 25 Mo CD
0.60% $500 Compare
36 Mo CD
0.40% $10,000 Compare
36 Mo CD
0.40% $100,000 Compare
Special: 37 Mo CD
0.70% $500 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
Special: 54 Mo CD
0.90% $500 Compare
60 Mo CD
0.60% $10,000 Compare
60 Mo CD
0.60% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.05% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 14801
Date Established 1926
Assets $ 512.40 million
Loans $ 184.67 million
Deposits $ 457.35 million
Capital $ 53.54 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 41.94 million
Interest-bearing balances $ 32.73 million
Total securities $ 270.83 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 184.67 million
Loan loss allowance $ 2.88 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 2.06 million
All other assets $ 8.95 million
     Total Assets $ 458.87 million

LIABILITIES
Total deposits $ 457.35 million
      Interest-bearing deposits $ 354.41 million
      Deposits held in domestic offices $ 457.35 million
      % insured (estimated) 60.09%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.95 millionn
      Total Liabilities $ 458.87 million
      Shareholders’ Equity $ 53.54 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 9.55 million
Total Interest Expense $ 3.44 million
Net interest income $ 6.11 million
Provision for loan and lease losses N.A.
Total non interest income $ 1.97 million
Total non interest expense $ 5.31 million
Pre-tax Net Operating Income $ 3.62 million

Customer Reviews for First State Bank & Trust

There are currently no comments for First State Bank & Trust. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change.
Your current location is: Columbus, OH

First State Bank & Trust Locations

Other Banks to Consider