Guaranty Bank & Trust Company of Delhi, Louisiana


Guaranty Bank & Trust Company of Delhi, Louisiana is an FDIC insured institution headquartered at 120 Oak St, Delhi, LA 71232.
It was founded in 1966 and has approximately $0 billion in assets. Customers can open an account at one of its 9 branches.

Deposit Rates - January 2, 2025

SAVINGS RATES APY MIN
Savings
0.10% $10 Compare
CD RATES APY MIN
6 Mo CD
0.40% $1,000 Compare
12 Mo CD
0.60% $1,000 Compare
18 Mo CD
0.70% $1,000 Compare
24 Mo CD
0.80% $1,000 Compare
MM RATES APY MIN
Money Market
0.10% $1,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.15% $1

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19638
Date Established 1966
Assets $ 400.75 million
Loans $ 308.52 million
Deposits $ 336.63 million
Capital $ 34.13 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 68.31 million
Interest-bearing balances $ 61.96 million
Total securities $ 13.31 million
Federal funds sold and reverse repurchase $ 1.63 million
Net loans and leases $ 308.52 million
Loan loss allowance $ 3.07 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.10 million
Goodwill and other intangibles N.A.
All other assets $ 3.81 million
     Total Assets $ 366.62 million

LIABILITIES
Total deposits $ 336.63 million
      Interest-bearing deposits $ 248.03 million
      Deposits held in domestic offices $ 336.63 million
      % insured (estimated) 70.87%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 11.09 million
Subordinated debt N.A.
All other liabilities $ 0.80 millionn
      Total Liabilities $ 366.62 million
      Shareholders’ Equity $ 34.13 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 13.26 million
Total Interest Expense $ 5.08 million
Net interest income $ 8.19 million
Provision for loan and lease losses $ 0.02 million
Total non interest income $ 0.76 million
Total non interest expense $ 5.21 million
Pre-tax Net Operating Income $ 3.13 million

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Branches

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Guaranty Bank & Trust Company of Delhi, Louisiana Locations