Springs Valley Bank & Trust Company is an FDIC insured institution headquartered at
8482 W State Road 56, French Lick, IN 47432.
It was founded in
1902 and has approximately $1 billion in
assets. Customers can open an account at one of its 4 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.15% | $10,000 | Compare |
|
6 Mo CD
|
0.15% | $100,000 | Compare |
|
Special: 12 Mo CD
|
0.65% | $5,000 | Compare |
|
12 Mo CD
|
0.25% | $10,000 | Compare |
|
12 Mo CD
|
0.25% | $100,000 | Compare |
|
24 Mo CD
|
0.35% | $10,000 | Compare |
|
24 Mo CD
|
0.35% | $100,000 | Compare |
|
36 Mo CD
|
0.45% | $10,000 | Compare |
|
36 Mo CD
|
0.45% | $100,000 | Compare |
|
48 Mo CD
|
0.55% | $10,000 | Compare |
|
48 Mo CD
|
0.55% | $100,000 | Compare |
|
60 Mo CD
|
0.65% | $10,000 | Compare |
|
60 Mo CD
|
0.65% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $2,500 | Compare |
|
Money Market
|
0.10% | $10,000 | Compare |
|
Money Market
|
0.20% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.15% | $1 |
|
Int Ckg
|
0.15% | $2,500 |
|
Intro APR: 7.490 %
After Intro:7.490 % |
$0 |
Achieve Loans NMLS ID: 1810501 / Updated 2024-10-18 |
Intro APR: 9.250 %
After Intro:9.250 % |
$0 |
District Lending NMLS ID: 598623 / Updated 2024-11-14 |
No Lender Fees | $0 |
Upstart NMLS ID: 2443873 / Updated 2024-11-14 |
As low as 8.25% APR on your initial draw* | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2024-11-14 |
Home Equity Lines, Refinance, & Second Mortgages | $0 |
| Tap Into the Equity of Your Home to Get The Cash You Need | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2024-11-14 |
"Unlock Your Home's Potential" | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | $0 |
| Home Equity Line of Credit - Equal Housing Lender | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2024-11-14 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
| 6.491% |
$1,997
Fees & Points
$4,070 Total
0.840 Pts ($2,688) $1,382 Fees |
Pure Rate Mortgage NMLS ID: 2578474 |
6.596% |
$2,023
Fees & Points
$3,210 Total
0.675 Pts ($2,160) $1,050 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.749% |
$2,049
Fees & Points
$4,097 Total
0.968 Pts ($3,098) $999 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.973% |
$2,103
Fees & Points
$3,196 Total
0.780 Pts ($2,496) $700 Fees |
Rocket Mortgage NMLS ID: 3030 |
7.089% |
$2,127
Fees & Points
$3,200 Total
1.000 Pts ($3,200) $0 Fees |
Neighbors Bank NMLS ID: 491986 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Top Flite Financial NMLS ID: 4181 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 4419 |
| Date Established | 1902 |
| Assets | $ 622.66 million |
| Loans | $ 480.27 million |
| Deposits | $ 535.77 million |
| Capital | $ 60.46 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 15.89 million |
| Interest-bearing balances | $ 5.95 million |
| Total securities | $ 63.79 million |
| Federal funds sold and reverse repurchase | $ 25.88 million |
| Net loans and leases | $ 480.27 million |
| Loan loss allowance | $ 6.86 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.10 million |
| Goodwill and other intangibles | $ 2.26 million |
| All other assets | $ 24.14 million |
| Total Assets | $ 562.20 million |
| LIABILITIES | |
| Total deposits | $ 535.77 million |
| Interest-bearing deposits | $ 517.04 million |
| Deposits held in domestic offices | $ 535.77 million |
| % insured (estimated) | 60.66% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 25.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 6.01 millionn |
| Total Liabilities | $ 562.20 million |
| Shareholders’ Equity | $ 60.46 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 16.35 million |
| Total Interest Expense | $ 8.04 million |
| Net interest income | $ 8.31 million |
| Provision for loan and lease losses | $ 0.09 million |
| Total non interest income | $ 5.15 million |
| Total non interest expense | $ 9.89 million |
| Pre-tax Net Operating Income | $ 3.91 million |
Click on location and enter new zip number to change.
Your current location is: Columbus, OH
There are currently no comments for Springs Valley Bank & Trust Company. Be the first to share your experience. Please provide comments that will help others.