Sturgis Bank & Trust Company is an FDIC insured institution headquartered at
113 E Chicago Rd, Sturgis, MI 49091.
It was founded in
1905 and has approximately $1 billion in assets. Customers can open an account at one of its 12 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.02% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.10% | $10,000 | Compare |
|
6 Mo CD
|
0.10% | $100,000 | Compare |
|
Special: 11 Mo CD
|
0.45% | $5,000 | Compare |
|
12 Mo CD
|
0.25% | $10,000 | Compare |
|
12 Mo CD
|
0.25% | $100,000 | Compare |
|
24 Mo CD
|
0.35% | $10,000 | Compare |
|
24 Mo CD
|
0.35% | $100,000 | Compare |
|
36 Mo CD
|
0.45% | $10,000 | Compare |
|
36 Mo CD
|
0.45% | $100,000 | Compare |
|
48 Mo CD
|
0.55% | $10,000 | Compare |
|
48 Mo CD
|
0.55% | $100,000 | Compare |
|
Special: 54 Mo CD
|
0.65% | $5,000 | Compare |
|
60 Mo CD
|
0.75% | $10,000 | Compare |
|
60 Mo CD
|
0.75% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.10% | $10,000 | Compare |
|
Money Market
|
0.20% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Special: 11 Mo FIRA
|
0.45% | $5,000 |
|
Special: 54 Mo FIRA
|
0.65% | $5,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.02% | $2,500 |
|
Intro APR: 6.990 %
After Intro:6.990 % |
$0 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-03-06 |
Intro APR: 7.250 %
After Intro:7.250 % |
$15,000 |
New American Funding, LLC NMLS ID: 6606 / Updated 2025-04-02 |
Cash-Out and Home Equity Options Available. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-04-02 |
Home Equity Loans & Refinance – Cash out | $0 |
Upstart NMLS ID: 2443873 / Updated 2025-04-02 |
As low as 6.3% APR on your initial draw* | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-04-02 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| Tap Into the Equity of Your Home to Get The Cash You Need | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | $0 |
District Lending NMLS ID: 598623 / Updated 2025-04-02 |
No Lender Fees | $0 |
Point Digital Finance NMLS ID: Not a Lender / Updated 2025-04-02 |
Get up to $500k with no monthly payments, ever. | $0 |
Green Lending, LLC NMLS ID: 2598612 |
6.346% |
$1,971
Fees & Points
$3,452 Total
0.763 Pts ($2,442) $1,010 Fees |
Rocket Mortgage NMLS ID: 3030 |
7.451% |
$2,211
Fees & Points
$2,400 Total
0.750 Pts ($2,400) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Top Flite Financial NMLS ID: 4181 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
FHAloans.com NMLS ID: Not a Lender |
Fees & Points
Total
Pts ($0) $0 Fees |
Neighbors Bank NMLS ID: 491986 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 28593 |
| Date Established | 1905 |
| Assets | $ 947.42 million |
| Loans | $ 756.32 million |
| Deposits | $ 809.22 million |
| Capital | $ 69.66 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 23.84 million |
| Interest-bearing balances | $ 11.18 million |
| Total securities | $ 100.59 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 756.32 million |
| Loan loss allowance | $ 9.48 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.15 million |
| Goodwill and other intangibles | $ 9.03 million |
| All other assets | $ 34.41 million |
| Total Assets | $ 877.76 million |
| LIABILITIES | |
| Total deposits | $ 809.22 million |
| Interest-bearing deposits | $ 646.73 million |
| Deposits held in domestic offices | $ 809.22 million |
| % insured (estimated)" | 63.98% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 25.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 6.36 millionn |
| Total Liabilities | $ 877.76 million |
| Shareholders’ Equity | $ 69.66 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 34.80 million |
| Total Interest Expense | $ 13.38 million |
| Net interest income | $ 21.42 million |
| Provision for loan and lease losses | $ 4.80 million |
| Total non interest income | $ 7.51 million |
| Total non interest expense | $ 21.75 million |
| Pre-tax Net Operating Income | $ 3.89 million |
Click on location and enter new zip number to change."
Your current location is: Columbus, OH
There are currently no comments for Sturgis Bank & Trust Company. Be the first to share your experience. Please provide comments that will help others.