The Bank of Greene County
The Bank of Greene County is an FDIC insured institution headquartered at
425 Main St, Catskill, NY 12414.
It was founded in
1974 and has approximately $3 billion in assets. Customers can open an account at one of its 15 branches.
Deposit Rates - November 06, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.20% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.35% | $10,000 | Compare |
|
6 Mo CD
|
0.35% | $100,000 | Compare |
|
12 Mo CD
|
0.45% | $10,000 | Compare |
|
12 Mo CD
|
0.45% | $100,000 | Compare |
|
18 Mo CD
|
0.50% | $10,000 | Compare |
|
18 Mo CD
|
0.50% | $100,000 | Compare |
|
24 Mo CD
|
0.50% | $10,000 | Compare |
|
24 Mo CD
|
0.50% | $100,000 | Compare |
|
30 Mo CD
|
0.55% | $10,000 | Compare |
|
30 Mo CD
|
0.55% | $100,000 | Compare |
|
36 Mo CD
|
0.60% | $10,000 | Compare |
|
36 Mo CD
|
0.60% | $100,000 | Compare |
|
48 Mo CD
|
0.60% | $10,000 | Compare |
|
48 Mo CD
|
0.60% | $100,000 | Compare |
|
60 Mo CD
|
0.75% | $10,000 | Compare |
|
60 Mo CD
|
0.75% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $2,500 | Compare |
|
Money Market
|
0.10% | $10,000 | Compare |
|
Money Market
|
0.50% | $25,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
Var IRA
|
0.50% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.01% | $1 |
|
Int Ckg
|
0.01% | $2,500 |
Loan Rates - November 06, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
6.28% | $1,891.69 |
|
10 Year Fixed Conforming
|
5.93% | $3,554.42 |
|
15 Year Fixed Conforming
|
6.13% | $2,733.82 |
|
20 Year Fixed Conforming
|
7.14% | $2,373.98 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
6.28% | $1,891.69 |
|
10 Year Fixed Conforming
|
5.93% | $3,554.42 |
|
15 Year Fixed Conforming
|
6.13% | $2,733.82 |
|
20 Year Fixed Conforming
|
7.14% | $2,373.98 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Loan
|
6.01% | $1,941.61 |
|
10 Year Loan
|
5.99% | $1,129.94 |
|
15 Year Loan
|
6.76% | $891.13 |
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year
|
4.99% | $749.16 |
|
4 Year
|
4.99% | $575.62 |
|
5 Year
|
5.24% | $474.53 |
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 21591 |
| Date Established | 1974 |
| Assets | $ 3.04 billion |
| Loans | $ 1,607.39 million |
| Deposits | $ 2.67 billion |
| Capital | $ 258.39 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 184.50 million |
| Interest-bearing balances | $ 171.72 million |
| Total securities | $ 1,132.61 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 1,607.39 million |
| Loan loss allowance | $ 20.15 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 83.08 million |
| Total Assets | $ 2.78 billion |
| LIABILITIES | |
| Total deposits | $ 2.67 billion |
| Interest-bearing deposits | $ 2.54 billion |
| Deposits held in domestic offices | $ 2.67 billion |
| % insured (estimated)" | 74.35% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 123.70 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 24.02 millionn |
| Total Liabilities | $ 2.78 billion |
| Shareholders’ Equity | $ 258.39 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 60.70 million |
| Total Interest Expense | $ 26.58 million |
| Net interest income | $ 34.12 million |
| Provision for loan and lease losses | $ 0.30 million |
| Total non interest income | $ 8.06 million |
| Total non interest expense | $ 20.25 million |
| Pre-tax Net Operating Income | $ 16.84 million |
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