Union Savings Bank is an FDIC insured institution headquartered at
8805 Governors Hill Dr, Cincinnati, OH 45249.
It was founded in
1904 and has approximately $4 billion in
assets. Customers can open an account at one of its 30 branches.
Deposit Rates - November 19, 2024
SAVINGS RATES
APY
MIN
Savings
0.15%
$2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.40%
$10,000
Compare
6 Mo CD
0.35%
$10,000
Compare
6 Mo CD
0.40%
$100,000
Compare
6 Mo CD
0.35%
$100,000
Compare
12 Mo CD
0.60%
$10,000
Compare
12 Mo CD
0.50%
$10,000
Compare
12 Mo CD
0.60%
$100,000
Compare
12 Mo CD
0.50%
$100,000
Compare
18 Mo CD
0.75%
$10,000
Compare
18 Mo CD
0.65%
$10,000
Compare
18 Mo CD
0.75%
$100,000
Compare
18 Mo CD
0.65%
$100,000
Compare
24 Mo CD
0.85%
$10,000
Compare
24 Mo CD
0.70%
$10,000
Compare
24 Mo CD
0.85%
$100,000
Compare
24 Mo CD
0.70%
$100,000
Compare
30 Mo CD
0.95%
$10,000
Compare
30 Mo CD
0.75%
$10,000
Compare
30 Mo CD
0.95%
$100,000
Compare
30 Mo CD
0.75%
$100,000
Compare
36 Mo CD
1.05%
$10,000
Compare
36 Mo CD
0.80%
$10,000
Compare
36 Mo CD
1.05%
$100,000
Compare
36 Mo CD
0.80%
$100,000
Compare
48 Mo CD
1.15%
$10,000
Compare
48 Mo CD
0.90%
$10,000
Compare
48 Mo CD
1.15%
$100,000
Compare
48 Mo CD
0.90%
$100,000
Compare
60 Mo CD
1.25%
$10,000
Compare
60 Mo CD
1.00%
$10,000
Compare
60 Mo CD
1.25%
$100,000
Compare
60 Mo CD
1.00%
$100,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.10%
$2,500
Loan Rates - November 19, 2024
MORTGAGE PURCHASE
APR(%)
MONTHLY PAYMENT
15 Year Fixed Conforming
5.81%
$2,754.93
20 Year Fixed Conforming
6.05%
$2,395.64
30 Year Fixed Conforming
6.29%
$2,084.03
MORTGAGE REFINANCE
APR(%)
MONTHLY PAYMENT
15 Year Fixed Conforming
5.81%
$2,754.93
20 Year Fixed Conforming
6.05%
$2,395.64
30 Year Fixed Conforming
6.29%
$2,084.03
Overview 2024
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 32296
Date Established
1904
Assets
$ 3.94 billion
Loans
$ 3.46 billion
Deposits
$ 3.17 billion
Capital
$ 394.31 million
Summary Balance Sheet as of March 31, 2024
ASSETS
Cash & Balances due from depository institutions
$ 222.01 million
Interest-bearing balances
$ 207.95 million
Total securities
$ 7.40 million
Federal funds sold and reverse repurchase
$ 1.17 million
Net loans and leases
$ 3.46 billion
Loan loss allowance
$ 28.58 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 79.84 million
All other assets
$ 117.28 million
Total Assets
$ 3.54 billion
LIABILITIES
Total deposits
$ 3.17 billion
Interest-bearing deposits
$ 2.99 billion
Deposits held in domestic offices
$ 3.17 billion
% insured (estimated)
87.63%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 50.72 millionn
Total Liabilities
$ 3.54 billion
Shareholders’ Equity
$ 394.31 million
Summary Income Statement as of March 31, 2024
INCOME AND EXPENSES
Total Interest Income
$ 101.70 million
Total Interest Expense
$ 66.90 million
Net interest income
$ 34.80 million
Provision for loan and lease losses
N.A.
Total non interest income
$ 16.69 million
Total non interest expense
$ 37.62 million
Pre-tax Net Operating Income
$ 27.09 million
Customer Reviews for Union Savings Bank
Branches
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Union Savings Bank Locations
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