United Citizens Bank & Trust Company


United Citizens Bank & Trust Company is an FDIC insured institution headquartered at 8198 Main St, Campbellsburg, KY 40011.
It was founded in 1872 and has approximately $0 billion in assets. Customers can open an account at one of its 6 branches.

Deposit Rates - December 22, 2024

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15249
Date Established 1872
Assets $ 204.55 million
Loans $ 151.65 million
Deposits $ 186.98 million
Capital $ 16.87 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 5.27 million
Interest-bearing balances $ 1.47 million
Total securities $ 23.55 million
Federal funds sold and reverse repurchase $ 19.69 million
Net loans and leases $ 151.65 million
Loan loss allowance $ 1.41 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 2.91 million
     Total Assets $ 187.68 million

LIABILITIES
Total deposits $ 186.98 million
      Interest-bearing deposits $ 133.29 million
      Deposits held in domestic offices $ 186.98 million
      % insured (estimated) 86.08%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.34 millionn
      Total Liabilities $ 187.68 million
      Shareholders’ Equity $ 16.87 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 5.36 million
Total Interest Expense $ 1.55 million
Net interest income $ 3.81 million
Provision for loan and lease losses $ 0.11 million
Total non interest income $ 0.47 million
Total non interest expense $ 2.75 million
Pre-tax Net Operating Income $ 0.70 million

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Branches

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United Citizens Bank & Trust Company Locations