Certificate of Deposit Features Guide
| Interest Rate |
| APY |
3.90% |
| Term Length |
48 Month |
| Minimum deposit amount |
$1,500.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
$1,500.00 |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Early withdrawal penalty |
365 days interest |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
N/A
|
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• $100 minimum opening balance
• Maximum deposit balance limit of $10 million per Account holder
• No hidden fees
• Free monthly maintenance
• Free ACH transfers
• Free online statements
• Free incoming wire transfers
• Unlimited deposits via mobile check capture and ACH transfer
• $25 per outgoing wire transfer
• $15 per official check request
• $5 per paper statement request
• Auto-renew at maturity or cash out without penalty within the 10-day grace period
Rate History
|
Date
|
APY
|
|
January 25, 2025 |
3.90%
|
|
September 27, 2024 |
3.50%
|
|
September 5, 2024 |
3.80%
|
|
August 16, 2024 |
3.90%
|
|
January 19, 2024 |
4.15%
|
|
December 8, 2023 |
4.25%
|
|
December 1, 2023 |
4.50%
|
|
October 27, 2023 |
4.75%
|
|
September 29, 2023 |
4.65%
|
|
August 20, 2023 |
4.50%
|
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