Savings Account Features Guide
| Interest Rate |
| APY |
4.75% |
| Minimum deposit amount |
$100.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
$100.00 |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
$100.00 |
| Fees |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
N/A
|
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• $100 minimum opening balance
• Maximum deposit balance limit of $10 million per Account holder
• No hidden fees
• Free monthly maintenance
• Free ACH transfers
• Free online statements
• Free incoming wire transfers
• Unlimited deposits via mobile check capture and ACH transfer
• $25 per outgoing wire transfer
• $15 per official check request
• $5 per paper statement request
Rate History
|
Date
|
APY
|
|
October 16, 2024 |
4.75%
|
|
September 27, 2024 |
4.95%
|
|
September 18, 2024 |
5.10%
|
|
September 29, 2023 |
5.15%
|
|
August 20, 2023 |
5.00%
|
Customer Reviews for Bread Savings, A Division Of Bread Financial
There are currently no comments for Bread Savings, A Division Of Bread Financial. Be the first to share your experience. Please provide comments that will help others.