Highest Yielding 5-Year CD Rates for Bakersfield, CA

Advertiser Disclosure

• Self-help Federal Credit Union

  4.65%

  Credit Union with nearby branch - View 60 Month - $500 Min.

• Frontwave Credit Union

  4.50%

  Credit Union with nearby branch - View 5 Year - $1,000 Min.

• Schoolsfirst Federal Credit Union

  4.50%

  Credit Union with nearby branch - View 60 Month Jumbo - $100,000 Min.

• Schoolsfirst Federal Credit Union

  4.45%

  Credit Union with nearby branch - View 60 Month - $50,000 Min.

• Schoolsfirst Federal Credit Union

  4.40%

  Credit Union with nearby branch - View 60 Month - $20,000 Min.

• Schoolsfirst Federal Credit Union

  4.35%

  Credit Union with nearby branch - View 60 Month - $500 Min.

• Inova Federal Credit Union

  4.25%

  Credit Union with nearby branch - View 5 Year - $200 Min.

• Stanford Federal Credit Union

  4.23%

  Credit Union with nearby branch - View Premium Share 60 Months - $1,000 Min.

• Firefighters First Federal Credit Union

  4.13%

  Credit Union with nearby branch - View 5 Year - $100,000 Min.

• Firefighters First Federal Credit Union

  4.07%

  Credit Union with nearby branch - View 5 Year - $50,000 Min.

• Firefighters First Federal Credit Union

  4.02%

  Credit Union with nearby branch - View 5 Year - $1,000 Min.

• Northrop Grumman Federal Credit Union

  4.01%

  Credit Union with nearby branch - View 60 Month Bonus Term - $40,000 Min.

• Synchrony Bank	4.00%	Online Rate 60 Month CD - $0 Min.
  Judith | May 12, 2023 | I can’t get a real live person ever! Don’t use them ! More Reviews

• BMO Alto, a division of Bank of Montreal Harris	4.00%	Online Rate 5-Year CD - $0 Min. Early Withdrawal Penalty is 180 days interest.
  J Tremain | February 22, 2024 | They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rat... More Reviews

• Merrick Bank

  3.95%

  Online Rate 60 Month Online CD - $25,000 Min. Warning: Early Withdrawal Penalty is 2% of the account balance.

• M.Y. Safra Bank

  3.90%

  Online Rate 60 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.

• The Golden 1 Credit Union

  3.90%

  Credit Union with nearby branch - View 60 Months - $100,000 Min.

• Community Commerce Bank

  3.87%

  Bank with nearby branch - View 60 MONTH - $10,000 Min.

• Northrop Grumman Federal Credit Union

  3.85%

  Credit Union with nearby branch - View 60 Month Term - $2,500 Min.

• Navy Federal Credit Union	3.85%	Online Rate with branch - View 5 Year - $100,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Chevron Federal Credit Union

  3.85%

  Credit Union with nearby branch - View Share CD - $250,000 Min.

• Spectrum Federal Credit Union

  3.85%

  Credit Union with nearby branch - View 60 Month - $250,000 Min.

• The Golden 1 Credit Union

  3.80%

  Credit Union with nearby branch - View 60 Months - $500 Min.

• Beal Bank USA

  3.80%

  Bank with nearby branch - View 60 MONTH - $1,000 Min.

• Beal Bank

  3.80%

  Bank with nearby branch - View 60 MONTH - $1,000 Min.

• Colorado Federal Savings Bank

  3.80%

  Online Rate 60 Month CD - $5,000 Min. Early Withdrawal Penalty is 6 Months' Interest.

• Navy Federal Credit Union	3.80%	Credit Union with nearby branch - View 5 Year - $20,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Chevron Federal Credit Union

  3.80%

  Credit Union with nearby branch - View Share CD - $100,000 Min.

• Spectrum Federal Credit Union

  3.80%

  Credit Union with nearby branch - View 60 Month - $100,000 Min.

• KS StateBank

  3.75%

  Online Rate with branch - View 5 YEAR - $500 Min.

• CFG Bank	3.75%	Online Rate 5-Year CD - $500 Min.
  nunya | May 22, 2023 Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews

• Cbc Federal Credit Union

  3.75%

  Credit Union with nearby branch - View 5 Year with Epic Premium - $500 Min.

• Poppy Bank

  3.75%

  Bank with nearby branch - View 60 Month CD - $1,000 Min. Warning: Early withdrawal penalty is 3.00%.

• Seattle Bank

  3.75%

  Online Rate with branch - View 60 Month - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Sallie Mae Bank	3.75%	Online Rate 60 Month CD - $2,500 Min.
  JPreston | January 7, 2023 | Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews

• Travis Credit Union

  3.75%

  Credit Union with nearby branch - View Laddering - 60 months - $50,000 Min.

• Chevron Federal Credit Union

  3.75%

  Credit Union with nearby branch - View Share CD - $50,000 Min.

• Spectrum Federal Credit Union

  3.75%

  Credit Union with nearby branch - View 60 Month - $50,000 Min.

• Customers Bank

  3.70%

  Online Rate with branch - View 60 MONTH - $500 Min.

• First Internet Bank of Indiana

  3.67%

  Online Rate 5-Year CD - $1,000 Min. Early Withdrawal Penalty is 360 days interest.

• Technology Credit Union

  3.65%

  Credit Union with nearby branch - View 60 Month - $1,000 Min.

• Partners Federal Credit Union

  3.65%

  Credit Union with nearby branch - View 60-Month Jumbo - $100,000 Min.

• Goldman Sachs Bank	3.60%	Online Rate 60 Month CD - $500 Min.
  Leslie G | December 7, 2021 | I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews

• Partners Federal Credit Union

  3.60%

  Credit Union with nearby branch - View 60-Month Standard College Saver - $500 Min.

• Citizens Equity First Credit Union

  3.56%

  Credit Union with nearby branch - View 60 Month Jumbo - $100,000 Min.

• Partners Federal Credit Union

  3.55%

  Credit Union with nearby branch - View 60-Month Standard - $1,000 Min.

• Citizens Equity First Credit Union

  3.51%

  Credit Union with nearby branch - View 60 Month - $1,000 Min.

• Virtualbank, a division of First Horizon Bank	3.51%	Online Rate 5 Year CD - $10,000 Min. Warning: Early withdrawal penalty is 2% of principal
  YTu | June 27, 2023 | Amataur outfit - stay away More Reviews

• Capital One 360	3.50%	Online Rate 5 Year CD - $0 Min. Early Withdrawal Penalty is 6 months interest.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• Capital One, National Association	3.50%	Bank with nearby branch - View 60 Month - $0 Min.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews