Highest Yielding 5-Year CD Rates for Bakersfield, CA

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• Self-help Federal Credit Union

  4.65%

  Credit Union with nearby branch - View 60 Month - $500 Min.

• Frontwave Credit Union

  4.50%

  Credit Union with nearby branch - View 5 Year - $1,000 Min.

• Schoolsfirst Federal Credit Union

  4.50%

  Credit Union with nearby branch - View 60 Month Jumbo - $100,000 Min.

• Schoolsfirst Federal Credit Union

  4.45%

  Credit Union with nearby branch - View 60 Month - $50,000 Min.

• Schoolsfirst Federal Credit Union

  4.40%

  Credit Union with nearby branch - View 60 Month - $20,000 Min.

• Schoolsfirst Federal Credit Union

  4.35%

  Credit Union with nearby branch - View 60 Month - $500 Min.

• Inova Federal Credit Union

  4.25%

  Credit Union with nearby branch - View 5 Year - $200 Min.

• Stanford Federal Credit Union

  4.23%

  Credit Union with nearby branch - View Premium Share 60 Months - $1,000 Min.

• Firefighters First Federal Credit Union

  4.13%

  Credit Union with nearby branch - View 5 Year - $100,000 Min.

• Firefighters First Federal Credit Union

  4.07%

  Credit Union with nearby branch - View 5 Year - $50,000 Min.

• Firefighters First Federal Credit Union

  4.02%

  Credit Union with nearby branch - View 5 Year - $1,000 Min.

• Northrop Grumman Federal Credit Union

  4.01%

  Credit Union with nearby branch - View 60 Month Bonus Term - $40,000 Min.

• Synchrony Bank	4.00%	Online Rate 60 Month CD - $0 Min.
  Judith | May 12, 2023 | I can’t get a real live person ever! Don’t use them ! More Reviews

• BMO Alto, a division of Bank of Montreal Harris	4.00%	Online Rate 5-Year CD - $0 Min. Early Withdrawal Penalty is 180 days interest.
  J Tremain | February 22, 2024 | They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rat... More Reviews

• M.Y. Safra Bank

  3.90%

  Online Rate 60 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.

• The Golden 1 Credit Union

  3.90%

  Credit Union with nearby branch - View 60 Months - $100,000 Min.

• Community Commerce Bank

  3.87%

  Bank with nearby branch - View 60 MONTH - $10,000 Min.

• Sallie Mae Bank	3.85%	Online Rate 60 Month CD - $2,500 Min.
  JPreston | January 7, 2023 | Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews

• Northrop Grumman Federal Credit Union

  3.85%

  Credit Union with nearby branch - View 60 Month Term - $2,500 Min.

• Navy Federal Credit Union	3.85%	Online Rate with branch - View 5 Year - $100,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Chevron Federal Credit Union

  3.85%

  Credit Union with nearby branch - View Share CD - $250,000 Min.

• Spectrum Federal Credit Union

  3.85%

  Credit Union with nearby branch - View 60 Month - $250,000 Min.

• Goldman Sachs Bank	3.80%	Online Rate 60 Month CD - $500 Min.
  Leslie G | December 7, 2021 | I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews

• The Golden 1 Credit Union

  3.80%

  Credit Union with nearby branch - View 60 Months - $500 Min.

• Beal Bank USA

  3.80%

  Bank with nearby branch - View 60 MONTH - $1,000 Min.

• Beal Bank

  3.80%

  Bank with nearby branch - View 60 MONTH - $1,000 Min.

• Colorado Federal Savings Bank

  3.80%

  Online Rate 60 Month CD - $5,000 Min. Early Withdrawal Penalty is 6 Months' Interest.

• Navy Federal Credit Union	3.80%	Credit Union with nearby branch - View 5 Year - $20,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Chevron Federal Credit Union

  3.80%

  Credit Union with nearby branch - View Share CD - $100,000 Min.

• Spectrum Federal Credit Union

  3.80%

  Credit Union with nearby branch - View 60 Month - $100,000 Min.

• KS StateBank

  3.75%

  Online Rate with branch - View 5 YEAR - $500 Min.

• Northern Bank Direct	3.75%	Online Rate 60 Month CD - $500 Min.
  Wazup | October 13, 2022 | might be a good as a local bank, but not set up as an online bank More Reviews

• Cbc Federal Credit Union

  3.75%

  Credit Union with nearby branch - View 5 Year with Epic Premium - $500 Min.

• Poppy Bank

  3.75%

  Bank with nearby branch - View 60 Month CD - $1,000 Min. Warning: Early withdrawal penalty is 3.00%.

• Seattle Bank

  3.75%

  Online Rate with branch - View 60 Month - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Merrick Bank

  3.75%

  Online Rate 60 Month Online CD - $25,000 Min. Warning: Early Withdrawal Penalty is 2% of the account balance.

• Travis Credit Union

  3.75%

  Credit Union with nearby branch - View Laddering - 60 months - $50,000 Min.

• Chevron Federal Credit Union

  3.75%

  Credit Union with nearby branch - View Share CD - $50,000 Min.

• Spectrum Federal Credit Union

  3.75%

  Credit Union with nearby branch - View 60 Month - $50,000 Min.

• Partners Federal Credit Union

  3.70%

  Credit Union with nearby branch - View 60-Month Standard College Saver - $500 Min.

• Customers Bank

  3.70%

  Online Rate with branch - View 60 MONTH - $500 Min.

• First Internet Bank of Indiana

  3.67%

  Online Rate 5-Year CD - $1,000 Min. Early Withdrawal Penalty is 360 days interest.

• Technology Credit Union

  3.65%

  Credit Union with nearby branch - View 60 Month - $1,000 Min.

• Partners Federal Credit Union

  3.65%

  Credit Union with nearby branch - View 60-Month Jumbo - $100,000 Min.

• Ally Bank	3.60%	Online Rate 5 year CD - $0 Min.
  TeresaKnight | August 1, 2022 | Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews

• CFG Bank	3.60%	Online Rate 5-Year CD - $500 Min.
  nunya | May 22, 2023 Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews

• Partners Federal Credit Union

  3.60%

  Credit Union with nearby branch - View 60-Month Mini-Jumbo - $50,000 Min.

• Connexus Credit Union	3.60%	Online Rate Jumbo 60 Month - $100,000 Min.
  Josh Hinson | February 3, 2023 | So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... More Reviews

• Citizens Equity First Credit Union

  3.56%

  Credit Union with nearby branch - View 60 Month Jumbo - $100,000 Min.

• Partners Federal Credit Union

  3.55%

  Credit Union with nearby branch - View 60-Month Standard - $1,000 Min.