Certificate of Deposit Features Guide
Interest Rate |
APY |
4.50% |
Term Length |
12 Month |
Minimum deposit amount |
$25,000.00 |
Maximum deposit amount |
N/A |
Balance Requirements |
Minimum Opening Deposit |
$25,000.00 |
Minimum Balance to Avoid Fees |
- |
Minimum Required Balance |
- |
Fees |
Early withdrawal penalty |
N/A |
Monthly Maintenance Fee |
N/A |
Foreign ATM Fees |
N/A |
Insufficient Funds Fee |
$37.00 |
Incoming Wires |
$15.00 |
Account Opening |
Open Online |
Yes |
Insured by |
F.D.I.C.
|
Statements |
Paper Statements |
Yes |
Online Statements |
Yes |
Online and Telephone Banking |
Online Banking |
Yes |
Telephone Banking |
Yes |
Mobile Banking |
Yes |
Deposit Checks with Mobile Device |
Yes |
Free Bill Pay |
Yes |
Online Bill Payments Required |
Yes |
Account Description
• A $25,000 minimum deposit is required to open an account and in order to earn the advertised APY.
• The maximum amount allowed per client is $500,000.
• Guaranteed return.
• Automatic Renewal.
• FDIC insurance up to the maximum allowable.
• A penalty fee may be imposed for early withdrawal of CDs.
Rate History
Date
|
APY
|
August 7, 2024 |
4.50%
|
March 5, 2024 |
5.35%
|
December 15, 2023 |
5.50%
|
August 25, 2023 |
5.65%
|
August 20, 2023 |
5.46%
|
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