Savings Account Features Guide
| Interest Rate |
| APY |
4.85% |
| Minimum deposit amount |
$0.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
- |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
N/A
|
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
× |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
× |
| Mobile Banking |
× |
| Deposit Checks with Mobile Device |
× |
| Free Bill Pay |
× |
| Online Bill Payments Required |
× |
Account Description
Rate History
|
Date
|
APY
|
|
October 1, 2024 |
4.85%
|
|
August 20, 2023 |
5.00%
|
Customer Reviews for Dollar Savings Direct, A Division Of Emigrant Bank (1)
Rated 1.00 stars out of 5 - based on 1 reviews
Bait and Switch all over the place
June 21, 2021 |
DSD and all of Emigrant lures you in with a high rate, and then you find out a few months later than you are making well below the market.