BMO Bank National Association es una institución asegurada por la FDIC con sede en
320 S Canal St, Chicago, IL 60606.
Fue fundada en
1947 y tiene aproximadamente $264 mil millones en activos. Los clientes pueden abrir una cuenta en una de sus 630 sucursales.
| TASAS DE AHORRO | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.01% | $0 | Comparar |
| TASAS DE CD | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.05% | $1,000 | Comparar |
|
12 Mo CD
|
1.50% | $1,000 | Comparar |
|
13 Mo CD
|
3.25% | $1,000 | Comparar |
|
18 Mo CD
|
1.20% | $1,000 | Comparar |
|
24 Mo CD
|
1.20% | $1,000 | Comparar |
|
25 Mo CD
|
3.00% | $1,000 | Comparar |
|
30 Mo CD
|
1.00% | $1,000 | Comparar |
|
35 Mo CD
|
3.00% | $1,000 | Comparar |
|
36 Mo CD
|
1.00% | $1,000 | Comparar |
|
45 Mo CD
|
3.00% | $1,000 | Comparar |
|
48 Mo CD
|
1.00% | $1,000 | Comparar |
|
59 Mo CD
|
3.00% | $1,000 | Comparar |
|
60 Mo CD
|
1.00% | $1,000 | Comparar |
| TARIFAS MM | APY | MIN | |
|---|---|---|---|
|
Mercado Monetario
|
0.80% | $0 | Comparar |
|
Mercado Monetario
|
1.41% | $25,000 | Comparar |
|
Mercado Monetario
|
2.43% | $100,000 | Comparar |
|
Mercado Monetario
|
2.94% | $250,000 | Comparar |
| TASAS DE IRA VARIABLES | APY | MIN |
|---|---|---|
|
VIRA
|
0.03% | $1 |
| TARIFAS DE CHECKING INT | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $0 |
Third Federal Savings and Loan NMLS ID: 449401 / Actualizado 2025-03-31 Prestamista de Vivienda Equitativa |
Intro APR: 6.990 %
After Intro:6.990 % |
$0 |
Figure Home Equity NMLS ID: 1717824 / Actualizado 2025-03-06 |
Intro APR: 7.250 %
After Intro:7.250 % |
$15,000 |
Point Digital Finance NMLS ID: Not a Lender / Actualizado 2025-03-31 |
Get up to $500k with no monthly payments, ever. | $0 |
Reliant Home Funding, Inc NMLS ID: 292473 / Actualizado 2025-03-31 |
Intro APR: 7.250 %
After Intro:7.250 % |
$15,000 |
Achieve Loans NMLS ID: 1810501 / Actualizado 2025-03-31 |
Intro APR: 8.750 %
After Intro:8.750 % |
$0 |
New American Funding, LLC NMLS ID: 6606 / Actualizado 2025-03-31 |
Cash-Out and Home Equity Options Available. | $0 |
Figure Home Equity Line NMLS ID: 1717824 / Actualizado 2025-03-31 Prestamista de Vivienda Equitativa |
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | $0 |
District Lending NMLS ID: 598623 / Actualizado 2025-03-31 |
No Lender Fees | $0 |
Spring EQ NMLS ID: 1464945 / Actualizado 2025-03-31 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Actualizado 2025-03-31 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Actualizado 2025-03-31 |
Unlock Your Home's Potential | $0 |
Upstart NMLS ID: 2443873 / Actualizado 2025-03-31 |
As low as 6.3% APR on your initial draw* | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Actualizado 2025-03-31 |
Home Equity Loans & Refinance – Cash out | $0 |
| Home Equity Line of Credit - Equal Housing Lender | $0 |
Green Lending, LLC NMLS ID: 2598612 |
6.233% |
$1,945
Tarifas y Puntos
$3,890 Total
0.900 Pts ($2,880) $1,010 Honorarios |
Pure Rate Mortgage NMLS ID: 2578474 |
6.356% |
$1,971
Tarifas y Puntos
$3,610 Total
0.800 Pts ($2,560) $1,050 Honorarios |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.446% |
$1,997
Tarifas y Puntos
$2,368 Total
0.740 Pts ($2,368) $0 Honorarios |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.575% |
$2,021
Tarifas y Puntos
$2,841 Total
0.669 Pts ($2,141) $700 Honorarios |
PenFed Credit Union NMLS ID: 401822 |
6.680% |
$2,023
Tarifas y Puntos
$6,000 Total
0.875 Pts ($2,800) $3,200 Honorarios |
| 6.692% |
$2,049
Tarifas y Puntos
$2,202 Total
0.688 Pts ($2,202) $0 Honorarios |
Sebonic NMLS ID: 66247 |
8.194% |
$2,376
Tarifas y Puntos
$2,077 Total
0.649 Pts ($2,077) $0 Honorarios |
Neighbors Bank NMLS ID: 491986 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
Beeline Loans, Inc. NMLS ID: 1799947 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
Veterans United Home Loans NMLS ID: 1907 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
| Asegurada por la FDIC | Sí |
| Certificado FDIC | # 16571 |
| Fecha de Establecimiento | 1947 |
| Activos | $ 264.33 mil millones |
| Préstamos | $ 145.25 mil millones |
| Depósitos | $ 209.73 mil millones |
| Capital | $ 35.47 mil millones |
| Activos | |
| Efectivo y saldos adeudados por instituciones depositarias | $ 23.74 mil millones |
| Saldos que devengan intereses | $ 21.22 mil millones |
| Total de valores | $ 68.22 mil millones |
| Fondos federales vendidos y recompra inversa | $ 51.42 millón |
| Préstamos y arrendamientos netos | $ 145.25 mil millones |
| Provisión para pérdidas de préstamos | $ 2.14 mil millones |
| Activos de la cuenta de trading | $ 213.08 millón |
| Locales bancarios y activos fijos | N.A. |
| Otros bienes inmuebles de su propiedad | $ 50.91 millón |
| Fondo de comercio y otros intangibles | $ 13.06 mil millones |
| Todos los demás activos | $ 7.02 mil millones |
| Activos totales | $ 228.86 mil millones |
| PASIVO | |
| Depósitos totales | $ 209.73 mil millones |
| Depósitos que devengan intereses | $ 166.15 mil millones |
| Depósitos mantenidos en oficinas nacionales | $ 209.73 mil millones |
| % asegurada (estimada)" | 50.82% |
| Fondos federales adquiridos y acuerdos de recompra | $ 1,553.42 millón |
| Pasivos comerciales | $ 217.59 millón |
| Otros fondos prestados | $ 11.31 mil millones |
| Deuda subordinada | $ 500.00 millón |
| Todos los demás pasivos | $ 2.27 mil millonesn |
| Pasivos totales | $ 228.86 mil millones |
| Patrimonio de los accionistas | $ 35.47 mil millones |
| INGRESOS Y GASTOS | |
| Ingresos totales por intereses | $ 10.25 mil millones |
| Gasto total por Intereses | $ 4.88 mil millones |
| Ingresos netos por Intereses | $ 5.36 mil millones |
| Provisión para pérdidas por préstamos y arrendamientos | $ 490.70 millón |
| Ingresos totales no financieros | $ 1,097.60 millón |
| Gastos totales no financieros | $ 2.86 mil millones |
| Ingresos operativos netos antes de impuestos | $ 1,103.99 millón |
Haga clic en la ubicación e ingrese el nuevo número postal para cambiarlo."
Tu ubicación actual es: Columbus, OH
J Tremain
February 22, 2024 |
They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rate. I called CSR and the rep who seemed to be in Mississippi said "it goes both ways, you understand." Just trying to get my money back from these folks now. Don't ever do business with BMO Alto.
Jen Y
April 1, 2023 |
Terrible! Their bill pay does not always pay on time. I set payments for a certain date and they did not arrive on the “guaranteed” arrival date. We ended up with late fees for our credit card not once but twice! Their resolution department promised to cover the fees, but never did. They instead made excuses as to why the bill was not paid in time. I’ve pulled my money from this account and will tell everyone I know about my experience.
ChicagoFinancials
January 20, 2023 |
Terrible, their website does not work, they advertise rates that they will not actually give you. Keep in mind I have banked here my entire life. Never wanted to go to a larger bank, but maybe they won't have me feeling like I am being scammed.