CFG Bank

Para obtener información sobre el banco en línea CFG Bank, haga clic aquí .

CFG Bank es una institución asegurada por la FDIC con sede en 11 W Ridgely Rd, Lutherville, MD 21093.
Fue fundada en 1997 y tiene aproximadamente $5 mil millones en activos. Los clientes pueden abrir una cuenta en una de sus 3 sucursales.

Tasas de Depósito - Abril 01, 2025

TASAS DE CD APY MIN
12 Mo CD
4.15% $500 Comparar
18 Mo CD
4.00% $500 Comparar
36 Mo CD
3.75% $500 Comparar
60 Mo CD
3.65% $500 Comparar
TARIFAS MM APY MIN
Mercado Monetario
4.32% $1,000 Comparar
TARIFAS DE CHECKING INT APY MIN
INTCK
2.00% $50,000

Descripción General 2025

Información General del Banco

Asegurada por la FDIC
Certificado FDIC # 34294
Fecha de Establecimiento 1997
Activos $ 5.27 mil millones
Préstamos $ 3.55 mil millones
Depósitos $ 4.57 mil millones
Capital $ 587.52 millón

Resumen del Balance General al September 30, 2024

Activos
Efectivo y saldos adeudados por instituciones depositarias $ 550.98 millón
Saldos que devengan intereses $ 533.77 millón
Total de valores $ 906.05 millón
Fondos federales vendidos y recompra inversa N.A.
Préstamos y arrendamientos netos $ 3.55 mil millones
Provisión para pérdidas de préstamos $ 59.68 millón
Activos de la cuenta de trading N.A.
Locales bancarios y activos fijos N.A.
Otros bienes inmuebles de su propiedad $ 18.30 millón
Fondo de comercio y otros intangibles $ 50.88 millón
Todos los demás activos $ 39.56 millón
     Activos totales $ 4.68 mil millones

PASIVO
Depósitos totales $ 4.57 mil millones
      Depósitos que devengan intereses $ 4.11 mil millones
      Depósitos mantenidos en oficinas nacionales $ 4.57 mil millones
      % asegurada (estimada)" 85.75%
Fondos federales adquiridos y acuerdos de recompra N.A.
Pasivos comerciales N.A.
Otros fondos prestados $ 162.37 millón
Deuda subordinada N.A.
Todos los demás pasivos $ 25.56 millónn
      Pasivos totales $ 4.68 mil millones
      Patrimonio de los accionistas $ 587.52 millón

Estado de resultados resumido al mes de September 30, 2024

INGRESOS Y GASTOS
Ingresos totales por intereses $ 313.74 millón
Gasto total por Intereses $ 135.60 millón
Ingresos netos por Intereses $ 178.14 millón
Provisión para pérdidas por préstamos y arrendamientos $ 13.12 millón
Ingresos totales no financieros $ 13.27 millón
Gastos totales no financieros $ 87.97 millón
Ingresos operativos netos antes de impuestos $ 46.75 millón

Reseñas de clientes para CFG Bank (10)

Calificada 3.20 estrellas fuera de 5 - residencia en 10 reseñas
  • This one works fine as a savings account paying an extremely good interest rate that is always among the best, as long as you really don't need to make many transactions. Also don't try to move your money around back and forth to their CDs as you will be trying to fill out forms online and searching for a fax machine just to get things back to normal.

  • I live in the Baltimore area. CFG is a local Maryland-only bank. It has been heavily covered in local media that they are the leading Maryland bankers for the cannabis industry here. Some will view that positively, but I have family members who suffered grave injuries in an accident where the other driver was high two years ago. CFG was a fine local bank and I would urge them to reconsider and am banking elsewhere in the meantime.

    nunya

    Apr 1, 2025

    Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions.

  • I'd rather do business with a bank that values my business. They obvously do not.

  • It is a small bank and that is a tad annoying, but the experience has been good.

  • Very positive experience. Small bank in MD. Not necessarily an online bank, but they have been friendly and easy to work with.

  • Thanks CFG ! Opened a 12-month CD today with the fantastic rate of 1.24%. Best rate in town. Most area banks still offering terrible rates .01% to .50%. Not at all fair when charging up to 5% for loans.

  • CFG is not the easiest of these banks to work with. That would go to Ally. But, it is just about the most competitive with rates, always showing in the top 3 on all categories on rates&info so I stick with it.

  • Not an online bank whatsoever and shouldn't be listed as such. Cannot do anything online. Ally and all the rest let you move in and out of no penalty CDs online in 2 seconds. Here the rate went from 0.62 to 0.70% and I cannot move without calling and filling out offline paperwork to open a new savings account, calling again and filling out offline paperwork to exit existing CD, calling again and filling out offline paperwork for the new CD. This might work for someone who lives near and branch, has time to kill and isn't concerned about getting COVID from spending two days hanging out at a branch in Maryland. It doesn't work for the rest of us.

    Abzie

    Apr 1, 2025

    @Pohl - Not my experience at all. Moving to a new no penalty CD is not as easy as Ally or some of the others used to be, but it doesn't require multiple transactions at all. I needed to open a new account online (indicated funding from CFG Bank), and to fill out a form closing the old CD (scan and return). I also needed to confirm the transaction with Heather on a recorded line. Yes a couple extra steps and yes it requires a printer and scanner, but it works.

  • It's nice to see smaller and obscure banks come online to offer rates just at or above what everybody else is giving. There is a catch especially when these same banks have low or no amount to buy in.
    What's going on is their website will collect all your banking and financial info then vanish. Maybe you will get a denial letter or maybe you will never hear from them again. You will get ghosted. You can call a customer service number they have listed on the portal and leave a whole bunch of messages. If you manage to speak to someone at a Philippine Island call center they will deny having your application.
    The banks are awash in cash. They don't want your money or you for that fact talking about buying a CD. It's the way things are with the Fed and Covid 19 tamping down the interest rates.
    Your sensitive financial info is worth more to these smaller obscure banks than your money is. They aren't loaning any money out anywhere in the country. In other words the banks aren't making any money. They will collect your info to use however they can.

    Reseña sobre la Banca en Línea
  • I've been a customer for a couple of years already, having jumped in back in 2019 when they started offering great rates on 2-year CDs online just after the Fed began cutting. Rates remain very competitive, even though rate environment has changed. Zero serious problems. I would prefer to be able to renew the CDs or change renewal terms online. Website could be more friendly and I do not feel 100% comfortable as to their web security processes. Phone support is super and seems to be provided by two women, both of whom give the impression that I am dealing with a small bank that knows me well.


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