Emigrant Bank es una institución asegurada por la FDIC con sede en
5 E 42nd St, New York, NY 10017.
Fue fundada en
1850 y tiene aproximadamente $7 mil millones en activos. Los clientes pueden abrir una cuenta en una de sus 5 sucursales.
| TASAS DE AHORRO | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.05% | $1 | Comparar |
| TARIFAS MM | APY | MIN | |
|---|---|---|---|
|
Mercado Monetario
|
0.10% | $100 | Comparar |
| TARIFAS DE CHECKING INT | APY | MIN |
|---|---|---|
|
INTCK
|
0.15% | $1 |
Third Federal Savings and Loan NMLS ID: 449401 / Actualizado 2025-03-31 Prestamista de Vivienda Equitativa |
Intro APR: 6.990 %
After Intro:6.990 % |
$0 |
Figure Home Equity NMLS ID: 1717824 / Actualizado 2025-03-06 |
Intro APR: 7.250 %
After Intro:7.250 % |
$15,000 |
Upstart NMLS ID: 2443873 / Actualizado 2025-04-01 |
As low as 6.3% APR on your initial draw* | $0 |
Reliant Home Funding, Inc NMLS ID: 292473 / Actualizado 2025-04-01 |
Intro APR: 7.250 %
After Intro:7.250 % |
$15,000 |
Achieve Loans NMLS ID: 1810501 / Actualizado 2025-03-31 |
Intro APR: 8.750 %
After Intro:8.750 % |
$0 |
| Home Equity Line of Credit - Equal Housing Lender | $0 |
Figure Home Equity Line NMLS ID: 1717824 / Actualizado 2025-04-01 Prestamista de Vivienda Equitativa |
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Actualizado 2025-04-01 |
Home Equity Loans & Refinance – Cash out | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Actualizado 2025-04-01 |
Unlock Your Home's Potential | $0 |
Point Digital Finance NMLS ID: Not a Lender / Actualizado 2025-04-01 |
Get up to $500k with no monthly payments, ever. | $0 |
| Tap Into the Equity of Your Home to Get The Cash You Need | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Actualizado 2025-04-01 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
District Lending NMLS ID: 598623 / Actualizado 2025-04-01 |
No Lender Fees | $0 |
New American Funding, LLC NMLS ID: 6606 / Actualizado 2025-04-01 |
Cash-Out and Home Equity Options Available. | $0 |
Green Lending, LLC NMLS ID: 2598612 |
6.233% |
$1,945
Tarifas y Puntos
$3,890 Total
0.900 Pts ($2,880) $1,010 Honorarios |
District Lending NMLS ID: 1835285 |
6.356% |
$1,971
Tarifas y Puntos
$3,600 Total
0.625 Pts ($2,000) $1,600 Honorarios |
Pure Rate Mortgage NMLS ID: 2578474 |
6.368% |
$1,971
Tarifas y Puntos
$4,010 Total
0.925 Pts ($2,960) $1,050 Honorarios |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.446% |
$1,997
Tarifas y Puntos
$2,368 Total
0.740 Pts ($2,368) $0 Honorarios |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.565% |
$2,021
Tarifas y Puntos
$2,509 Total
0.784 Pts ($2,509) $0 Honorarios |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.575% |
$2,021
Tarifas y Puntos
$2,841 Total
0.669 Pts ($2,141) $700 Honorarios |
PenFed Credit Union NMLS ID: 401822 |
6.680% |
$2,023
Tarifas y Puntos
$6,000 Total
0.875 Pts ($2,800) $3,200 Honorarios |
Rocket Mortgage NMLS ID: 3030 |
7.325% |
$2,183
Tarifas y Puntos
$2,400 Total
0.750 Pts ($2,400) $0 Honorarios |
Sebonic NMLS ID: 66247 |
8.194% |
$2,376
Tarifas y Puntos
$2,077 Total
0.649 Pts ($2,077) $0 Honorarios |
Veterans United Home Loans NMLS ID: 1907 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
Beeline Loans, Inc. NMLS ID: 1799947 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
Top Flite Financial NMLS ID: 4181 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
Neighbors Bank NMLS ID: 491986 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
| Asegurada por la FDIC | Sí |
| Certificado FDIC | # 12054 |
| Fecha de Establecimiento | 1850 |
| Activos | $ 6.52 mil millones |
| Préstamos | $ 4.62 mil millones |
| Depósitos | $ 4.85 mil millones |
| Capital | $ 1,409.24 millón |
| Activos | |
| Efectivo y saldos adeudados por instituciones depositarias | $ 562.77 millón |
| Saldos que devengan intereses | $ 549.35 millón |
| Total de valores | $ 436.42 millón |
| Fondos federales vendidos y recompra inversa | N.A. |
| Préstamos y arrendamientos netos | $ 4.62 mil millones |
| Provisión para pérdidas de préstamos | $ 78.58 millón |
| Activos de la cuenta de trading | $ 0.89 millón |
| Locales bancarios y activos fijos | N.A. |
| Otros bienes inmuebles de su propiedad | $ 4.65 millón |
| Fondo de comercio y otros intangibles | $ 104.63 millón |
| Todos los demás activos | $ 512.90 millón |
| Activos totales | $ 5.00 mil millones |
| PASIVO | |
| Depósitos totales | $ 4.85 mil millones |
| Depósitos que devengan intereses | $ 4.67 mil millones |
| Depósitos mantenidos en oficinas nacionales | $ 4.85 mil millones |
| % asegurada (estimada)" | 86.82% |
| Fondos federales adquiridos y acuerdos de recompra | N.A. |
| Pasivos comerciales | N.A. |
| Otros fondos prestados | $ 18.90 millón |
| Deuda subordinada | N.A. |
| Todos los demás pasivos | $ 119.05 millónn |
| Pasivos totales | $ 5.00 mil millones |
| Patrimonio de los accionistas | $ 1,516.33 millón |
| INGRESOS Y GASTOS | |
| Ingresos totales por intereses | $ 332.35 millón |
| Gasto total por Intereses | $ 145.76 millón |
| Ingresos netos por Intereses | $ 186.59 millón |
| Provisión para pérdidas por préstamos y arrendamientos | $ 19.10 millón |
| Ingresos totales no financieros | $ 41.72 millón |
| Gastos totales no financieros | $ 161.01 millón |
| Ingresos operativos netos antes de impuestos | $ 31.36 millón |
Haga clic en la ubicación e ingrese el nuevo número postal para cambiarlo."
Tu ubicación actual es: Columbus, OH
Nuisance but good
June 13, 2023 |
These Emigrant subsidiaries - Dollar Savings Direct and My Banking Direct - are a real nuisance when one offers a better rate that the other will not match. Transfers are next day though. So I can transfer out of one and through Bank of America and into the other and I only lose 2 days of interest.
Trace78
December 28, 2022 |
Everyone loves to attack this one, but I've had a few of these accounts and here's the one thing I know. If I go to their site and want to transfer money from my external account, it is a same day thing. In other words I am earning interest the same day. Now, I know that it is only one account that you can link, can't run a transfer from outside, etc., etc., but this is worth something, no?
Lorraine J
December 5, 2022 |
Feels like the three cup gambling trick at tourist sites in London or Paris with all of the rate changes at different subs and not being about to move between Dollar Savings and My Savings. I also don't like the gold and foreclosed property pitches (only on websites after you log in). All that having been said, they do tend to be competitive with one of the two subs sometimes and they do not restrict online transfers (a huge problem with other banks on this list).
PatelY
October 25, 2022 |
Here is a warning. Unlike other online banks, if you try to set up an link in order to withdraw money from an external account by verifying two small deposits, it will be rejected by the bank. They only allow ACH deposits.
IsabellaTrans
October 11, 2022 |
Not great service, but all I need is access and the ability to transfer money with no limits and this one fits the bill nicely.
Jack the ripper 01
September 21, 2022 |
I am excited to see DSD as the first online bank to cross the 3% barrier. I have been an account holder on-and-off with this one from many years. I am aware of all of the comments about Emigrant Bank and their tactics. They have a history of playing among their brands - lower or holding one rate constant while raising another - and it is a real nuisance. But, that happens over months and years and usually not immediately (they aren't going to raise the rate to 3% today and lower it to 2% tomorrow, or at least that type of action isn't in their history). You can benefit from their higher rates as long as you continue to pay attention. And, the best thing is that if it becomes uncompetitive, you get out in two clicks (unlike Synchrony or Bread Savings or Rising Bank and Valley Direct that make it a full time job to get out).