Certificate of Deposit Features Guide
| Interest Rate |
| APY |
3.62% |
| Term Length |
48 Month |
| Minimum deposit amount |
$1,000.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
$1,000.00 |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Early withdrawal penalty |
N/A |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
$30.00 |
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• A minimum balance of $1,000 is required to open the Certificate of Deposit.
• No fees..
• Interest will be compounded monthly and credited on the last business day of the month.
• If the account is closed prior to the last day of the month, interest accrued but not credited will be forfeited.
• Interest is calculated by the daily balance method, which applies a periodic rate to the end of day balance in the account each day.
• Interest will begin to accrue no later than the business day we receive provisional credit for the deposit of noncash items (for example, checks) into the account.
Rate History
|
Date
|
APY
|
|
September 25, 2024 |
3.62%
|
|
September 18, 2024 |
4.03%
|
|
September 18, 2024 |
4.00%
|
|
August 24, 2024 |
4.18%
|
|
August 7, 2024 |
4.29%
|
|
August 1, 2024 |
4.45%
|
|
March 14, 2024 |
4.50%
|
|
February 20, 2024 |
4.55%
|
|
August 20, 2023 |
4.54%
|
Customer Reviews for First Internet Bank Of Indiana
Nearby Branches to Consider
There are currently no comments for First Internet Bank Of Indiana. Be the first to share your experience. Please provide comments that will help others.