Certificate of Deposit Features Guide
| Interest Rate |
| APY |
3.67% |
| Term Length |
48 Month |
| Minimum deposit amount |
$10,000.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
$10,000.00 |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Early withdrawal penalty |
2% of principal |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
$2.00 |
| Insufficient Funds Fee |
$35.00 |
| Incoming Wires |
$15.00 |
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
× |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• Low minimum deposit to open ($10,000).
• Guaranteed returns.
• Multiple term options.
• Automatic renewal at maturity.
• Free Online & Mobile Banking.
• Penalty may be imposed for early withdrawal of CDs.
Rate History
|
Date
|
APY
|
|
August 20, 2023 |
3.67%
|
Customer Reviews for Virtualbank, A Division Of First Horizon Bank
There are currently no comments for Virtualbank, A Division Of First Horizon Bank. Be the first to share your experience. Please provide comments that will help others.