Best Home Equity Line of Credit Rates for New Jersey, NJ
-
Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-14As low as 6.52% APR on your initial draw* -
Intro APR: 6.240 %
After Intro:6.240 %
$0 -
Intro APR: 6.826 %
After Intro:6.826 %
$25,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11Intro APR: 7.770 %
After Intro:7.770 %
$20,800 -
Renofi
NMLS ID: 1802847 / Updated 2026-02-14Renovating? Work with experts in renovation financing -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-02-14Home Equity Loans & Refinance – Cash out -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-02-14Get cash now in exchange for a percentage of your homes future equity. -
Kearny Bank
NMLS ID: 401080 Updated 2025-09-24Intro APR: 5.990 %
After Intro: 7.250 %
Intro Period: 6 months
$0 -
Valley National Bank
NMLS ID: 411254 Updated 2025-10-10Intro APR: 6.190 %
After Intro: 7.000 %
Intro Period: 12 months
$0 -
Truist Bank
NMLS ID: 399803 Updated 2025-10-107.250 %
$0 -
M&T Bank
NMLS ID: 381076 Updated 2025-10-10Intro APR: 5.740 %
After Intro: 7.840 %
Intro Period: 6 months
$0 -
HSBC
NMLS ID: 399799 Updated 2025-10-10Intro APR: 5.740 %
After Intro: 7.600 %
Intro Period: 12 months
$25,000 -
TD Bank
NMLS ID: 399800 Updated 2025-10-107.540 %
$0 -
Navy FCU
NMLS ID: 399807 Updated 2025-10-107.500 %
$0 -
Washington Trust Bank
NMLS ID: 728368 Updated 2025-10-108.000 %
$0 -
PNC
NMLS ID: 446303 Updated 2025-10-107.730 %
$0 -
Bank of America
NMLS ID: 399802 Updated 2025-10-10Intro APR: 5.990 %
After Intro: 8.420 %
Intro Period: 6 months
$100,000 -
Fulton Bank of New Jersey
NMLS ID: 613215 Updated 2025-10-10Intro APR: 5.990 %
After Intro: 7.500 %
Intro Period: 6 months
$0 -
Columbia Bank
NMLS ID: 408590 Updated 2025-10-10Intro APR: 8.000 %
After Intro: 8.000 %
Intro Period: 12 months
$0 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
-
Westfield Bank
1.993 % Varies -
Academy Bank, National Association
2.490 % Varies -
Centreville Bank
2.990 % Varies -
Blue Foundry Bank
3.490 % Varies -
Pnc Bank, National Association
3.740 % Varies -
Pentagon Federal Credit Union
3.750 % Varies -
Wheaton Bank & Trust, National Association
3.790 % Varies -
Citibank
3.990 % Varies -
Cathay Bank
4.250 % Varies -
Orrstown Bank
4.350 % Varies -
State Employees' Credit Union
4.500 % Varies -
Armed Forces Bank, National Association
4.740 % Varies -
Citadel Federal Credit Union
4.740 % Varies -
State Employees Cu Of Maryland, Inc Credit Union
4.750 % Varies -
Alliant Credit Union
4.750 % Varies -
Investors Bank
5.250 % Varies -
Parke Bank
5.250 % Varies -
Columbia Bank Of Fair Lawn, New Jersey
5.490 % Varies -
Peapack Private Bank & Trust
5.500 % Varies -
Lakeland Bank
5.500 % Varies -
Everbank, National Association
5.500 % Varies -
Affinity Federal Credit Union
5.500 % Varies -
Merck Employees Federal Credit Union
5.500 % Varies -
Virginia Credit Union, Inc.,
5.500 % Varies -
Citizens Equity First Credit Union
5.540 % Varies -
United Nations Federal Credit Union
5.630 % Varies -
Charles Schwab Bank, Ssb
5.740 % Varies -
Navy Federal Credit Union
5.750 % Varies -
Kearny Bank
5.990 % Varies -
Jovia Financial Federal Credit Union
5.990 % Varies -
Haven Savings Bank
6.000 % Varies -
Provident Bank
6.250 % Varies -
Td Bank, National Association
6.340 % Varies -
Bank Of America, National Association
6.490 % Varies -
Truist Bank
6.490 % Varies -
Northfield Bank
6.490 % Varies -
Logix Federal Credit Union
6.490 % Varies -
Amboy Bank
6.500 % Varies -
Oceanfirst Bank, National Association
6.500 % Varies -
Spencer Savings Bank, Sla
6.750 % Varies -
Meridian Bank
6.750 % Varies -
St. Anne's
7.490 % Varies -
First Community Credit Union Of Chesterfield
7.490 % Varies -
Wilmington Savings Fund Society, Fsb
7.500 % Varies -
Fall River Five Cents Savings Bank
7.500 % Varies -
Unity Bank
7.750 % Varies -
Manasquan Bank
8.250 % Varies -
Harborone Bank
8.490 % Varies -
D. L. Evans Bank
8.500 % Varies -
The Bank Of Princeton
8.500 % Varies
Home Equity Line of Credit Rates by State
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District Of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming