Charles Schwab Bank, SSB

Charles Schwab Bank, SSB ACH Number: 121202211

Charles Schwab Bank, SSB is an FDIC insured institution headquartered at 3000 Schwab Way, Westlake, TX 76262.
It was founded in 2003 and has approximately $274 billion in assets. Customers can open an account at one of its 12 branches.

Deposit Rates - November 19, 2024

SAVINGS RATES	APY	MIN
SAV	0.25%	$0	Compare

CD RATES	APY	MIN
3 Mo CD	4.53%	$1,000	Compare
6 Mo CD	4.45%	$1,000	Compare
9 Mo CD	4.42%	$1,000	Compare
12 Mo CD	4.45%	$1,000	Compare
18 Mo CD	4.35%	$1,000	Compare
24 Mo CD	4.40%	$1,000	Compare

INT CHECKING RATES	APY	MIN
INTCK	0.45%	$0

Loan Rates - November 19, 2024

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
5 Year Adjustable Jumbo	7.27%	$2,136.28
5 Year Adjustable Conforming	7.34%	$2,185.79
7 Year Adjustable Jumbo	7.12%	$2,077.22
7 Year Adjustable Conforming	7.21%	$2,138.00
10 Year Adjustable Jumbo	7.40%	$2,015.26
10 Year Adjustable Conforming	7.68%	$2,107.31
15 Year Fixed Jumbo	7.07%	$2,755.10
15 Year Fixed Conforming	7.17%	$2,689.46
20 Year Fixed Conforming	6.57%	$2,317.20

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
5 Year Adjustable Jumbo	7.27%	$2,136.28
5 Year Adjustable Conforming	7.34%	$2,185.79
7 Year Adjustable Jumbo	7.12%	$2,077.22
7 Year Adjustable Conforming	7.21%	$2,138.00
10 Year Adjustable Jumbo	7.40%	$2,015.26
10 Year Adjustable Conforming	7.68%	$2,107.31
15 Year Fixed Jumbo	7.07%	$2,755.10
15 Year Fixed Conforming	7.17%	$2,689.46
20 Year Fixed Conforming	7.38%	$2,554.08
30 Year Fixed Conforming	6.82%	$1,969.25

See Other Mortgage Rates →

HOME EQUITY RATES	APR(%)	MONTHLY PAYMENT
Line of Credit	5.74%	Varies
Compare with 7.24 RATE Line of Credit from Third Federal Savings and Loan
Compare with RATE Line of Credit from Figure Home Equity Line
Compare with RATE Line of Credit from AmeriSave Mortgage Corporation
Compare with RATE Line of Credit from Top Flite Financial
Compare with RATE Line of Credit from District Lending
Compare with RATE Line of Credit from Upstart

See Other Home Equity Rates →

Overview 2024

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 57450
Date Established	2003
Assets	$ 273.82 billion
Loans	$ 41.52 billion
Deposits	$ 224.02 billion
Capital	$ 17.38 billion

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions	$ 10.27 billion
Interest-bearing balances	$ 10.23 billion
Total securities	$ 213.37 billion
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 41.52 billion
Loan loss allowance	$ 19.00 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 17.00 million
All other assets	$ 6.80 billion
Total Assets	$ 256.43 billion

LIABILITIES
Total deposits	$ 224.02 billion
Interest-bearing deposits	$ 223.76 billion
Deposits held in domestic offices	$ 224.02 billion
% insured (estimated)	87.64%
Federal funds purchased and repurchase agreements	$ 7.00 billion
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 841.00 millionn
Total Liabilities	$ 256.43 billion
Shareholders’ Equity	$ 17.38 billion

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income	$ 3.40 billion
Total Interest Expense	$ 2.50 billion
Net interest income	$ 906.00 million
Provision for loan and lease losses	N.A.
Total non interest income	$ 12.00 million
Total non interest expense	$ 506.00 million
Pre-tax Net Operating Income	$ 2.05 billion

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Branches

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