Savings Account Features Guide
| Interest Rate |
| APY |
4.75% |
| Minimum deposit amount |
$1.00 |
| Maximum deposit amount |
$250,000.00 |
| Balance Requirements |
| Minimum Opening Deposit |
$5,000.00 |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
N/A
|
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• No monthly service charges.
• Minimum of $5,000 to open.
• Electronic transfers.
• Member of the SUM® Program, so it can be avoided ATM surcharges by using participating ATMs.
Rate History
|
Date
|
APY
|
|
November 17, 2024 |
4.75%
|
|
September 25, 2024 |
4.85%
|
|
August 20, 2023 |
4.95%
|
Customer Reviews for Northern Bank Direct
There are currently no comments for Northern Bank Direct. Be the first to share your experience. Please provide comments that will help others.