Certificate of Deposit Features Guide
| Interest Rate |
| APY |
4.15% |
| Term Length |
36 Month |
| Minimum deposit amount |
$10,000.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
$10,000.00 |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Early withdrawal penalty |
365 days interest |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
$35.00 |
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• $10,000 minimum balance
• Interest that compounds daily
& bullet; A safety net - deposits are insured by the FDIC
• Automatic renewals at maturity
Rate History
|
Date
|
APY
|
|
January 7, 2025 |
4.15%
|
|
January 6, 2025 |
4.25%
|
|
November 19, 2024 |
3.40%
|
|
October 29, 2024 |
3.50%
|
|
October 1, 2024 |
3.65%
|
|
September 18, 2024 |
3.95%
|
|
August 16, 2024 |
4.15%
|
|
June 13, 2024 |
4.50%
|
|
January 19, 2024 |
4.55%
|
|
January 9, 2024 |
4.65%
|
|
December 27, 2023 |
4.75%
|
|
December 19, 2023 |
4.85%
|
|
October 24, 2023 |
5.00%
|
|
August 20, 2023 |
4.75%
|
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