Certificate of Deposit Features Guide
| Interest Rate |
| APY |
4.25% |
| Term Length |
12 Month |
| Minimum deposit amount |
$10,000.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
$10,000.00 |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Early withdrawal penalty |
270 days interest |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
$35.00 |
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• $10,000 minimum balance
• Interest that compounds daily
& bullet; A safety net - deposits are insured by the FDIC
• Automatic renewals at maturity
Rate History
|
Date
|
APY
|
|
November 18, 2024 |
4.25%
|
|
October 29, 2024 |
4.10%
|
|
October 1, 2024 |
4.40%
|
|
September 18, 2024 |
4.70%
|
|
August 16, 2024 |
4.90%
|
|
August 5, 2024 |
5.10%
|
|
June 13, 2024 |
5.20%
|
|
April 19, 2024 |
5.15%
|
|
March 26, 2024 |
5.20%
|
|
March 15, 2024 |
5.25%
|
|
February 23, 2024 |
5.30%
|
|
January 30, 2024 |
5.37%
|
|
January 9, 2024 |
5.35%
|
|
December 27, 2023 |
5.45%
|
|
December 19, 2023 |
5.55%
|
|
October 12, 2023 |
5.67%
|
|
October 3, 2023 |
5.65%
|
|
September 26, 2023 |
5.60%
|
|
September 12, 2023 |
5.55%
|
|
August 20, 2023 |
5.50%
|
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