Savings Account Features Guide
| Interest Rate | |
| APY | 4.00% |
| Minimum deposit amount | $100.00 |
| Maximum deposit amount | $149,999.00 |
| Balance Requirements | |
| Minimum Opening Deposit | $100.00 |
| Minimum Balance to Avoid Fees | - |
| Minimum Required Balance | - |
| Fees | |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | $35.00 |
| Incoming Wires | $10.00 |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
| Statements | |
| Paper Statements | Yes |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | Yes |
| Online Bill Payments Required | Yes |
Account Description
• Minimum opening deposit: $100.
• Zero monthly fees.
• No more than six pre-authorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card and similar transactions from the account per month or statement cycle.
Rate History
| Date | APY |
|---|---|
| December 19, 2024 | 4.00% |
| November 21, 2024 | 4.75% |
| November 24, 2023 | 5.00% |
| August 20, 2023 | 4.75% |
Customer Reviews for Quontic Bank (1)
Rated 1.00 stars out of 5 - based on 1 reviews
Eldridge jaw 01
November 27, 2021 |
I tried to open account and was rejected. Called and was treated worse than I could have imagined any bank ever treating anyone. These guys can go to hell.