Savings Account Features Guide
| Interest Rate |
| APY |
5.01% |
| Minimum deposit amount |
$2,500.00 |
| Maximum deposit amount |
$250,000.00 |
| Balance Requirements |
| Minimum Opening Deposit |
$2,500.00 |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
$2,500.00 |
| Fees |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
$37.00 |
| Incoming Wires |
$15.00 |
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• Minimum amount to open Direct Money Market Deposit Account is $2,500.
• A $2,500 daily balance required to earn the disclosed Annual Percentage Yield (APY).
• No maintenance fee(s).
• Online transfer of funds using the external bank account.
• No transactions allowed by debit/credit card or by check.
• Fees may reduce earnings on the account.
• Unlimited deposit transactions, and up to six withdrawals and transfers per month.
• The maximum amount allowed per client is $500,000.
Rate History
|
Date
|
APY
|
|
November 16, 2024 |
5.01%
|
|
October 17, 2024 |
5.11%
|
|
August 20, 2023 |
5.26%
|
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