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Equity Bank

For information concerning Brilliant Bank, a division of Equity Bank online bank, please click here .

ACH Number: 101105354

Equity Bank is an FDIC insured institution headquartered at 345 N Andover Rd, Andover, KS 67002.
It was founded in 1985 and has approximately $6 billion in assets. Customers can open an account at one of its 44 branches.

Deposit Rates - April 01, 2026

SAVINGS RATES APY MIN
SAV
0.05% $0 Compare
CD RATES APY MIN
6 Mo CD
0.15% $1,000 Compare
7 Mo CD
1.11% $1,000 Compare
12 Mo CD
0.25% $1,000 Compare
13 Mo CD
2.05% $1,000 Compare
19 Mo CD
2.41% $1,000 Compare
22 Mo CD
0.05% $1,000 Compare
24 Mo CD
0.75% $1,000 Compare
25 Mo CD
0.25% $1,000 Compare
36 Mo CD
0.25% $1,000 Compare
48 Mo CD
0.25% $1,000 Compare
60 Mo CD
0.25% $1,000 Compare
MM RATES APY MIN
Money Market
0.05% $0 Compare
Money Market
0.03% $100,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.05% $1




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 25858
Date Established 1985
Assets $ 6.36 billion
Loans $ 4.22 billion
Deposits $ 5.18 billion
Capital $ 721.03 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 700.33 million
Interest-bearing balances $ 633.26 million
Total securities $ 906.84 million
Federal funds sold and reverse repurchase $ 0.25 million
Net loans and leases $ 4.22 billion
Loan loss allowance $ 53.47 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 3.15 million
Goodwill and other intangibles $ 106.25 million
All other assets $ 247.85 million
     Total Assets $ 5.63 billion

LIABILITIES
Total deposits $ 5.18 billion
      Interest-bearing deposits $ 3.93 billion
      Deposits held in domestic offices $ 5.18 billion
      % insured (estimated)" 68.79%
Federal funds purchased and repurchase agreements $ 42.22 million
Trading liabilities N.A.
Other borrowed funds $ 95.81 million
Subordinated debt N.A.
All other liabilities $ 36.19 millionn
      Total Liabilities $ 5.63 billion
      Shareholders’ Equity $ 721.03 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 239.79 million
Total Interest Expense $ 72.02 million
Net interest income $ 167.78 million
Provision for loan and lease losses $ 8.46 million
Total non interest income $ 26.55 million
Total non interest expense $ 123.01 million
Pre-tax Net Operating Income $ 40.84 million

Customer Reviews for Equity Bank (2)

Rated 2.00 stars out of 5 - based on 2 reviews

  • June 29, 2023 |

    I had a Luminary account at 5.25% that I opened a week ago. When I login in, it had changed to a Magnetic account at 4.65%. I will close my account before the weekend and never do business with this bank again!

  • November 22, 2022 |

    The lady was nice on the phone but too many issues not ironed out. Would opt for a very slightly lower rate in order not to play guinea pig.

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