Brilliant Bank, a division of Equity Bank
For information concerning Equity Bank parent bank, please click here .
Online Rates - April 03, 2026
Your current location is: New York City, NY
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
4.00% | $1,000 | Compare |
|
9 Mo CD
|
4.00% | $1,000 | Compare |
|
15 Mo CD
|
4.00% | $1,000 | Compare |
| MONEY MARKET RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
4.00% | $2,000 | Compare |
Money that you deposit is held by Equity Bank. Equity Bank is an FDIC insured institution founded in 1985. It has approximately $6.36 billion in assets.
Overview 2026
General Information of the Parent Bank
| FDIC Insured | Yes |
| Insured Parent Bank | Equity Bank |
| FDIC Certificate | # 25858 |
| Date Established | 1985 |
| Assets | $6.36 billion |
| Loans | $4.22 billion |
| Deposits | $5.18 billion |
| Capital | $0.72 billion |
Customer Reviews for Brilliant Bank, a division of Equity Bank (2)
Rated 2.00 stars out of 5 - based on 2 reviews
Lowered the rate yesterday,d damnit
June 29, 2023 |
I had a Luminary account at 5.25% that I opened a week ago. When I login in, it had changed to a Magnetic account at 4.65%. I will close my account before the weekend and never do business with this bank again!
Review on the Parent BankTheo
November 22, 2022 |
The lady was nice on the phone but too many issues not ironed out. Would opt for a very slightly lower rate in order not to play guinea pig.
Review on the Parent Bank