Best Home Equity Line of Credit Rates for New Jersey, NJ

with Loan Amount

in State / Zip

Home
Value

Mortgage
Balance

May 18, 2024

Average Rate: 10.50%

Advertiser Disclosure

Lender APR(%) Min.Initial
Draw Amount Learn More

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2024-05-17
Equal Housing Lender

7.490 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2024-05-18

"Unlock Your Home's Potential"

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Amboy Bank
NMLS ID: 418478 / Updated 2024-05-18

LOAN SALE! Guaranteed 12-month low rate

LOAN SALE! 6.50% APR guaranteed for 12 months
A 135-year-old bank in New Jersey. Voted Best Bank 25 years in a row.
Change your payment with just a phone call
Ongoing access to principal as you pay it back

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2024-05-18
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $20k-$400k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

PenFed Credit Union
NMLS ID: 401822 / Updated 2024-05-18
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2024-05-18

Home Equity Lines, Refinance, & Second Mortgages

Home Equity Lines, Refinance, & Second Mortgages
Unlock your Home’s Equity for Cash
Low Rates: Instant Quote & Credit Approval
Over $100 Billion Funded. 21 Years in Business

New American Funding, LLC
NMLS ID: 6606 / Updated 2024-05-18

Cash-Out and Home Equity Options Available.

Home Improvement, Buy a Vacation Home
303k+ positive reviews, A rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

PNC

NMLS ID: 446303 Updated 2024-05-17

9.070 %

Kearny Bank

NMLS ID: 401080 Updated 2024-05-17

8.500 %

Valley National Bank

NMLS ID: 411254 Updated 2024-05-17

Intro APR: 7.190 %
After Intro: 8.250 %
Intro Period: 12 months

Truist Bank

NMLS ID: 399803 Updated 2024-05-17

Intro APR: 6.840 %
After Intro: 8.250 %
Intro Period: 12 months

M&T Bank

NMLS ID: 381076 Updated 2024-05-17

9.340 %

HSBC

NMLS ID: 399799 Updated 2024-05-17

Intro APR: 6.990 %
After Intro: 8.850 %
Intro Period: 12 months

$25,000

Bank of America

NMLS ID: 399802 Updated 2024-05-17

Intro APR: 7.490 %
After Intro: 9.670 %
Intro Period: 6 months

$100,000

Fulton Bank of New Jersey

NMLS ID: 613215 Updated 2024-05-17

Intro APR: 6.490 %
After Intro: 8.750 %
Intro Period: 6 months

Webster Bank

NMLS ID: 455656 Updated 2024-05-17

Intro APR: 7.740 %
After Intro: 9.740 %
Intro Period: 12 months

Corporate America Family CU

NMLS ID: 456438 Updated 2024-05-17

8.500 %

Columbia Bank

NMLS ID: 408590 Updated 2024-05-17

Intro APR: 6.990 %
After Intro: 8.500 %
Intro Period: 12 months

TD Bank

NMLS ID: 399800 Updated 2024-05-17

8.690 %

Navy FCU

NMLS ID: 399807 Updated 2024-05-17

8.750 %

Washington Trust Bank

NMLS ID: 728368 Updated 2024-05-17

9.000 %

Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Westfield Bank

1.993 %

Varies

Bank with nearby branch - View

Academy Bank, National Association

2.490 %

Varies

Bank with nearby branch - View

Centreville Bank

2.990 %

Varies

Bank with nearby branch - View

Blue Foundry Bank

3.490 %

Varies

Bank with nearby branch - View

Pnc Bank, National Association

3.740 %

Varies

Bank with nearby branch - View

Pentagon Federal Credit Union

3.750 %

Varies

Credit Union with nearby branch - View

Wheaton Bank & Trust, National Association

3.790 %

Varies

Bank with nearby branch - View

Citibank

3.990 %

Varies

Bank with nearby branch - View

Cathay Bank

4.250 %

Varies

Bank with nearby branch - View

Orrstown Bank

4.350 %

Varies

Bank with nearby branch - View

State Employees' Credit Union

4.500 %

Varies

Credit Union with nearby branch - View

Armed Forces Bank, National Association

4.740 %

Varies

Bank with nearby branch - View

Citadel Federal Credit Union

4.740 %

Varies

Credit Union with nearby branch - View

State Employees Cu Of Maryland, Inc Credit Union

4.750 %

Varies

Credit Union with nearby branch - View

Alliant Credit Union

4.750 %

Varies

Credit Union with nearby branch - View

Investors Bank

5.250 %

Varies

Bank with nearby branch - View

Parke Bank

5.250 %

Varies

Bank with nearby branch - View

Columbia Bank

5.490 %

Varies

Bank with nearby branch - View

Peapack-gladstone Bank

5.500 %

Varies

Bank with nearby branch - View

Lakeland Bank

5.500 %

Varies

Bank with nearby branch - View

Everbank, National Association

5.500 %

Varies

Bank with nearby branch - View

Affinity Federal Credit Union

5.500 %

Varies

Credit Union with nearby branch - View

Merck Employees Federal Credit Union

5.500 %

Varies

Credit Union with nearby branch - View

Virginia Credit Union, Inc.,

5.500 %

Varies

Credit Union with nearby branch - View

Citizens Equity First Credit Union

5.540 %

Varies

Credit Union with nearby branch - View

United Nations Federal Credit Union

5.630 %

Varies

Credit Union with nearby branch - View

Charles Schwab Bank, Ssb

5.740 %

Varies

Bank with nearby branch - View

Navy Federal Credit Union

5.750 %

Varies

Credit Union with nearby branch - View

Jovia Financial Federal Credit Union

5.990 %

Varies

Credit Union with nearby branch - View

Haven Savings Bank

6.000 %

Varies

Bank with nearby branch - View

Provident Bank

6.250 %

Varies

Bank with nearby branch - View

Td Bank, National Association

6.340 %

Varies

Bank with nearby branch - View

Bank Of America, National Association

6.490 %

Varies

Bank with nearby branch - View

Truist Bank

6.490 %

Varies

Bank with nearby branch - View

Northfield Bank

6.490 %

Varies

Bank with nearby branch - View

Logix Federal Credit Union

6.490 %

Varies

Credit Union with nearby branch - View

Amboy Bank

6.500 %

Varies

Bank with nearby branch - View

Oceanfirst Bank, National Association

6.500 %

Varies

Bank with nearby branch - View

St. Anne's

7.490 %

Varies

Credit Union with nearby branch - View

Wilmington Savings Fund Society, Fsb

7.500 %

Varies

Bank with nearby branch - View

Fall River Five Cents Savings Bank

7.500 %

Varies

Bank with nearby branch - View

Unity Bank

7.750 %

Varies

Bank with nearby branch - View

Kearny Bank

8.125 %

Varies

Bank with nearby branch - View

Manasquan Bank

8.250 %

Varies

Bank with nearby branch - View

Harborone Bank

8.490 %

Varies

Bank with nearby branch - View

D. L. Evans Bank

8.500 %

Varies

Bank with nearby branch - View

Spencer Savings Bank, Sla

8.500 %

Varies

Bank with nearby branch - View

Meridian Bank

8.500 %

Varies

Bank with nearby branch - View

The Bank Of Princeton

8.500 %

Varies

Bank with nearby branch - View

U.s. Bank National Association

8.650 %

Varies

Bank with nearby branch - View

Best Home Equity Line of Credit Rates for New Jersey, NJ

Home Equity Line of Credit Rates by State