American State Bank & Trust Company of Williston


American State Bank & Trust Company of Williston is an FDIC insured institution headquartered at 223 Main St, Williston, ND 58801.
It was founded in 1936 and has approximately $1 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - April 22, 2025

SAVINGS RATES APY MIN
Savings
0.02% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.05% $10,000 Compare
6 Mo CD
0.05% $100,000 Compare
Special: 11 Mo CD
0.12% $500 Compare
12 Mo CD
0.05% $10,000 Compare
12 Mo CD
0.05% $100,000 Compare
18 Mo CD
0.10% $10,000 Compare
18 Mo CD
0.10% $100,000 Compare
Special: 23 Mo CD
0.45% $500 Compare
24 Mo CD
0.15% $10,000 Compare
24 Mo CD
0.15% $100,000 Compare
30 Mo CD
0.20% $10,000 Compare
30 Mo CD
0.20% $100,000 Compare
Special: 35 Mo CD
0.65% $500 Compare
36 Mo CD
0.30% $10,000 Compare
36 Mo CD
0.30% $100,000 Compare
48 Mo CD
0.40% $10,000 Compare
48 Mo CD
0.40% $100,000 Compare
Special: 59 Mo CD
0.85% $500 Compare
60 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.02% $2,500 Compare
Money Market
0.02% $10,000 Compare
Money Market
0.02% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.02% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15444
Date Established 1936
Assets $ 628.87 million
Loans $ 300.77 million
Deposits $ 564.00 million
Capital $ 46.97 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 12.89 million
Interest-bearing balances $ 1.04 million
Total securities $ 286.27 million
Federal funds sold and reverse repurchase $ 7.42 million
Net loans and leases $ 300.77 million
Loan loss allowance $ 6.01 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 11.85 million
     Total Assets $ 581.90 million

LIABILITIES
Total deposits $ 564.00 million
      Interest-bearing deposits $ 412.50 million
      Deposits held in domestic offices $ 564.00 million
      % insured (estimated)" 60.37%
Federal funds purchased and repurchase agreements $ 1.44 million
Trading liabilities N.A.
Other borrowed funds $ 8.51 million
Subordinated debt N.A.
All other liabilities $ 2.30 millionn
      Total Liabilities $ 581.90 million
      Shareholders’ Equity $ 46.97 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 25.69 million
Total Interest Expense $ 9.11 million
Net interest income $ 16.59 million
Provision for loan and lease losses $ 0.12 million
Total non interest income $ 9.89 million
Total non interest expense $ 12.95 million
Pre-tax Net Operating Income $ 6.74 million

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American State Bank & Trust Company of Williston Locations