Athol Savings Bank

Athol Savings Bank is an FDIC insured institution headquartered at 388 Main St, Athol, MA 01331.
It was founded in 1867 and has approximately $1 billion in assets. Customers can open an account at one of its 8 branches.

Deposit Rates - December 22, 2024

Loan Rates - December 22, 2024

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.56%	$2,765.60
20 Year Fixed Conforming	6.65%	$2,385.83
30 Year Fixed Conforming	6.86%	$2,075.51

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.56%	$2,765.60
20 Year Fixed Conforming	6.65%	$2,385.83
30 Year Fixed Conforming	6.86%	$2,075.51

See Other Mortgage Rates →

HOME EQUITY RATES	APR(%)	MONTHLY PAYMENT
5 Year Loan	6.50%	$1,956.61

See Other Home Equity Rates →

AUTO LOAN RATES	APR(%)	MONTHLY PAYMENT
3 Year	6.49%	$766.11
4 Year	6.74%	$595.65
5 Year	6.74%	$491.97
6 Year	6.99%	$426.11

Overview 2024

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 90146
Date Established	1867
Assets	$ 628.14 million
Loans	$ 407.55 million
Deposits	$ 511.14 million
Capital	$ 62.11 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions	$ 19.34 million
Interest-bearing balances	$ 13.77 million
Total securities	$ 171.36 million
Federal funds sold and reverse repurchase	$ 0.11 million
Net loans and leases	$ 407.55 million
Loan loss allowance	$ 4.78 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 0.03 million
All other assets	$ 19.04 million
Total Assets	$ 566.02 million

LIABILITIES
Total deposits	$ 511.14 million
Interest-bearing deposits	$ 437.80 million
Deposits held in domestic offices	$ 511.14 million
% insured (estimated)	85.95%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 3.50 millionn
Total Liabilities	$ 566.02 million
Shareholders’ Equity	$ 62.11 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income	$ 12.22 million
Total Interest Expense	$ 5.59 million
Net interest income	$ 6.63 million
Provision for loan and lease losses	N.A.
Total non interest income	$ 2.15 million
Total non interest expense	$ 7.90 million
Pre-tax Net Operating Income	$ 1.92 million

Customer Reviews for Athol Savings Bank

There are currently no comments for Athol Savings Bank. Be the first to share your experience. Please provide comments that will help others.

Branches

Click on location and enter new zip number to change.
Your current location is: Columbus, OH