Banks | Cadence Bank

Cadence Bank


Cadence Bank is an FDIC insured institution headquartered at 201 S Spring St, Tupelo, MS 38804.
It was founded in 1876 and has approximately $48 billion in assets. Customers can open an account at one of its 315 branches.

Deposit Rates - December 30, 2024

SAVINGS RATES APY MIN
SAV
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
12 Mo CD
0.25% $10,000 Compare
18 Mo CD
0.30% $10,000 Compare
18 Mo CD
0.30% $100,000 Compare
24 Mo CD
0.40% $10,000 Compare
30 Mo CD
0.40% $10,000 Compare
30 Mo CD
0.40% $100,000 Compare
36 Mo CD
0.45% $10,000 Compare
48 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.60% $10,000 Compare
MM RATES APY MIN
Money Market
0.20% $2,500 Compare
Money Market
0.20% $10,000 Compare
Money Market
0.20% $25,000 Compare
VARIABLE IRA RATES APY MIN
VIRA
0.26% $1
INT CHECKING RATES APY MIN
INTCK
0.05% $1
INTCK
0.05% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 11813
Date Established 1876
Assets $ 47.98 billion
Loans $ 33.04 billion
Deposits $ 37.86 billion
Capital $ 5.29 billion

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 2.60 billion
Interest-bearing balances $ 2.08 billion
Total securities $ 7.94 billion
Federal funds sold and reverse repurchase $ 11.15 million
Net loans and leases $ 33.04 billion
Loan loss allowance $ 470.02 million
Trading account assets $ 34.52 million
Bank premises and fixed assets N.A.
Other real estate owned $ 4.48 million
Goodwill and other intangibles $ 1,577.48 million
All other assets $ 1,840.82 million
     Total Assets $ 42.70 billion

LIABILITIES
Total deposits $ 37.86 billion
      Interest-bearing deposits $ 29.27 billion
      Deposits held in domestic offices $ 37.86 billion
      % insured (estimated) 62.80%
Federal funds purchased and repurchase agreements $ 55.03 million
Trading liabilities $ 51.51 million
Other borrowed funds $ 1,324.03 million
Subordinated debt $ 268.61 million
All other liabilities $ 668.10 millionn
      Total Liabilities $ 42.70 billion
      Shareholders’ Equity $ 5.29 billion

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 1,279.32 million
Total Interest Expense $ 569.10 million
Net interest income $ 710.23 million
Provision for loan and lease losses $ 44.00 million
Total non interest income $ 184.87 million
Total non interest expense $ 519.76 million
Pre-tax Net Operating Income $ 313.87 million

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Branches

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Cadence Bank Locations

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