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Cape Cod Co-operative Bank


Cape Cod Co-operative Bank is an FDIC insured institution headquartered at 121 Main St, Yarmouth Port, MA 02675.
It was founded in 1921 and has approximately $2 billion in assets. Customers can open an account at one of its 12 branches.

Deposit Rates - April 21, 2025

SAVINGS RATES APY MIN
SAV
0.05% $0 Compare
CD RATES APY MIN
5 Mo CD
3.85% $500 Compare
8 Mo CD
3.55% $500 Compare
12 Mo CD
1.80% $500 Compare
18 Mo CD
3.50% $500 Compare
24 Mo CD
3.70% $500 Compare
MM RATES APY MIN
Money Market
0.73% $0 Compare
Money Market
0.25% $0 Compare
Money Market
2.45% $25,000 Compare
Money Market
2.55% $100,000 Compare
Money Market
2.80% $250,000 Compare
Money Market
3.05% $500,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.05% $0
INTCK
0.05% $0
INTCK
0.10% $1,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 26517
Date Established 1921
Assets $ 1,619.58 million
Loans $ 1,382.86 million
Deposits $ 1,362.22 million
Capital $ 150.52 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 45.79 million
Interest-bearing balances $ 37.20 million
Total securities $ 108.43 million
Federal funds sold and reverse repurchase $ 0.12 million
Net loans and leases $ 1,382.86 million
Loan loss allowance $ 9.95 million
Trading account assets $ 6.42 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 1.17 million
All other assets $ 28.27 million
     Total Assets $ 1,469.05 million

LIABILITIES
Total deposits $ 1,362.22 million
      Interest-bearing deposits $ 1,187.94 million
      Deposits held in domestic offices $ 1,362.22 million
      % insured (estimated)" 64.72%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities $ 6.42 million
Other borrowed funds $ 4.02 million
Subordinated debt N.A.
All other liabilities $ 4.24 millionn
      Total Liabilities $ 1,469.05 million
      Shareholders’ Equity $ 150.52 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 72.51 million
Total Interest Expense $ 38.61 million
Net interest income $ 33.91 million
Provision for loan and lease losses $ 0.02 million
Total non interest income $ 5.54 million
Total non interest expense $ 34.71 million
Pre-tax Net Operating Income $ 5.52 million

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