Banks | Central Bank & Trust Company

Central Bank & Trust Company


Central Bank & Trust Company is an FDIC insured institution headquartered at 300 W Vine St, Lexington, KY 40507.
It was founded in 1938 and has approximately $4 billion in assets. Customers can open an account at one of its 26 branches.

Deposit Rates - March 12, 2025

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
Special: 12 Mo CD
0.15% $2,500 Compare
Special: 12 Mo CD
0.17% $2,500 Compare
12 Mo CD
0.20% $10,000 Compare
12 Mo CD
0.20% $100,000 Compare
24 Mo CD
0.30% $10,000 Compare
24 Mo CD
0.30% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.55% $10,000 Compare
48 Mo CD
0.55% $100,000 Compare
60 Mo CD
0.65% $10,000 Compare
60 Mo CD
0.65% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.05% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15815
Date Established 1938
Assets $ 3.58 billion
Loans $ 2.81 billion
Deposits $ 2.79 billion
Capital $ 424.97 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 118.25 million
Interest-bearing balances $ 53.00 million
Total securities $ 496.95 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 2.81 billion
Loan loss allowance $ 31.62 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 14.48 million
All other assets $ 53.93 million
     Total Assets $ 3.16 billion

LIABILITIES
Total deposits $ 2.79 billion
      Interest-bearing deposits $ 1,726.84 million
      Deposits held in domestic offices $ 2.79 billion
      % insured (estimated) 72.05%
Federal funds purchased and repurchase agreements $ 218.29 million
Trading liabilities N.A.
Other borrowed funds $ 25.05 million
Subordinated debt N.A.
All other liabilities $ 107.81 millionn
      Total Liabilities $ 3.16 billion
      Shareholders’ Equity $ 424.97 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 132.38 million
Total Interest Expense $ 36.07 million
Net interest income $ 96.31 million
Provision for loan and lease losses $ 2.88 million
Total non interest income $ 34.44 million
Total non interest expense $ 95.48 million
Pre-tax Net Operating Income $ 9.05 million

Customer Reviews for Central Bank & Trust Company

There are currently no comments for Central Bank & Trust Company. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change.
Your current location is: Columbus, OH

Central Bank & Trust Company Locations

Other Banks to Consider