RATES SHOWN HERE WERE CORRECT WHEN LAST REPORTED TO US. PLEASE CONFIRM CURRENT RATES DIRECTLY BEFORE TRAVELING TO A BRANCH.

Citizens Deposit Bank & Trust

Our records indicate that this bank has been acquired by Peoples Bank.


Citizens Deposit Bank & Trust is an FDIC insured institution headquartered at 10 Second St, Vanceburg, KY 41179.
It was founded in 1930 and has approximately $1 billion in assets. Customers can open an account at one of its 14 branches.

Deposit Rates - March 15, 2025

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 12165
Date Established 1930
Assets $ 654.26 million
Loans $ 305.49 million
Deposits $ 559.62 million
Capital $ 59.05 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 16.04 million
Interest-bearing balances $ 7.79 million
Total securities $ 295.53 million
Federal funds sold and reverse repurchase $ 14.76 million
Net loans and leases $ 305.49 million
Loan loss allowance $ 2.57 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 3.12 million
Goodwill and other intangibles $ 5.35 million
All other assets $ 5.77 million
     Total Assets $ 595.21 million

LIABILITIES
Total deposits $ 559.62 million
      Interest-bearing deposits $ 423.81 million
      Deposits held in domestic offices $ 559.62 million
      % insured (estimated) 75.24%
Federal funds purchased and repurchase agreements $ 20.71 million
Trading liabilities N.A.
Other borrowed funds $ 0.10 million
Subordinated debt N.A.
All other liabilities $ 14.79 millionn
      Total Liabilities $ 595.21 million
      Shareholders’ Equity $ 59.05 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 9.68 million
Total Interest Expense $ 0.54 million
Net interest income $ 9.15 million
Provision for loan and lease losses N.A.
Total non interest income $ 1.35 million
Total non interest expense $ 6.03 million
Pre-tax Net Operating Income $ 4.49 million

Customer Reviews for Citizens Deposit Bank & Trust

There are currently no comments for Citizens Deposit Bank & Trust. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


Rate it here →



Branches

Click on location and enter new zip number to change.
Your current location is: Columbus, OH

Citizens Deposit Bank & Trust Locations