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Citizens Deposit Bank & Trust
Our records indicate that this bank has been acquired by Peoples Bank.
Citizens Deposit Bank & Trust is an FDIC insured institution headquartered at
10 Second St, Vanceburg, KY 41179.
It was founded in
1930 and has approximately $1 billion in
assets. Customers can open an account at one of its 14 branches.
Deposit Rates - March 15, 2025
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$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 12165 |
| Date Established | 1930 |
| Assets | $ 654.26 million |
| Loans | $ 305.49 million |
| Deposits | $ 559.62 million |
| Capital | $ 59.05 million |
Summary Balance Sheet as of September 30, 2024
| ASSETS | |
| Cash & Balances due from depository institutions | $ 16.04 million |
| Interest-bearing balances | $ 7.79 million |
| Total securities | $ 295.53 million |
| Federal funds sold and reverse repurchase | $ 14.76 million |
| Net loans and leases | $ 305.49 million |
| Loan loss allowance | $ 2.57 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 3.12 million |
| Goodwill and other intangibles | $ 5.35 million |
| All other assets | $ 5.77 million |
| Total Assets | $ 595.21 million |
| LIABILITIES | |
| Total deposits | $ 559.62 million |
| Interest-bearing deposits | $ 423.81 million |
| Deposits held in domestic offices | $ 559.62 million |
| % insured (estimated) | 75.24% |
| Federal funds purchased and repurchase agreements | $ 20.71 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 0.10 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 14.79 millionn |
| Total Liabilities | $ 595.21 million |
| Shareholders’ Equity | $ 59.05 million |
Summary Income Statement as of September 30, 2024
| INCOME AND EXPENSES | |
| Total Interest Income | $ 9.68 million |
| Total Interest Expense | $ 0.54 million |
| Net interest income | $ 9.15 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 1.35 million |
| Total non interest expense | $ 6.03 million |
| Pre-tax Net Operating Income | $ 4.49 million |
Customer Reviews for Citizens Deposit Bank & Trust
Branches
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Your current location is: Columbus, OH
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