Citizens Tri-County Bank


Citizens Tri-County Bank is an FDIC insured institution headquartered at 15699 Rankin Ave, Dunlap, TN 37327.
It was founded in 1972 and has approximately $1 billion in assets. Customers can open an account at one of its 26 branches.

Deposit Rates - December 22, 2024

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.15% $10,000 Compare
6 Mo CD
0.15% $100,000 Compare
12 Mo CD
0.25% $10,000 Compare
12 Mo CD
0.25% $100,000 Compare
18 Mo CD
0.30% $10,000 Compare
18 Mo CD
0.30% $100,000 Compare
24 Mo CD
0.35% $10,000 Compare
24 Mo CD
0.35% $100,000 Compare
36 Mo CD
0.40% $10,000 Compare
36 Mo CD
0.40% $100,000 Compare
48 Mo CD
0.45% $10,000 Compare
48 Mo CD
0.45% $100,000 Compare
60 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.25% $2,500 Compare
Money Market
0.25% $10,000 Compare
Money Market
0.25% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.20% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 20818
Date Established 1972
Assets $ 1,419.62 million
Loans $ 876.91 million
Deposits $ 1,292.41 million
Capital $ 112.63 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 261.71 million
Interest-bearing balances $ 226.05 million
Total securities $ 229.54 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 876.91 million
Loan loss allowance $ 18.07 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.16 million
Goodwill and other intangibles $ 5.26 million
All other assets $ 25.63 million
     Total Assets $ 1,306.98 million

LIABILITIES
Total deposits $ 1,292.41 million
      Interest-bearing deposits $ 1,022.68 million
      Deposits held in domestic offices $ 1,292.41 million
      % insured (estimated) 72.80%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 8.03 millionn
      Total Liabilities $ 1,306.98 million
      Shareholders’ Equity $ 112.63 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 39.42 million
Total Interest Expense $ 16.92 million
Net interest income $ 22.50 million
Provision for loan and lease losses $ 0.13 million
Total non interest income $ 4.03 million
Total non interest expense $ 15.09 million
Pre-tax Net Operating Income $ 10.32 million

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Branches

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Citizens Tri-County Bank Locations