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Commercial Bank & Trust Co.


Commercial Bank & Trust Co. is an FDIC insured institution headquartered at 101 N Poplar St, Paris, TN 38242.
It was founded in 1877 and has approximately $1 billion in assets. Customers can open an account at one of its 12 branches.

Deposit Rates - April 07, 2025

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 8660
Date Established 1877
Assets $ 1,053.45 million
Loans $ 559.02 million
Deposits $ 957.51 million
Capital $ 87.16 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 89.43 million
Interest-bearing balances $ 83.56 million
Total securities $ 344.86 million
Federal funds sold and reverse repurchase $ 4.93 million
Net loans and leases $ 559.02 million
Loan loss allowance $ 8.15 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 4.14 million
All other assets $ 46.58 million
     Total Assets $ 966.29 million

LIABILITIES
Total deposits $ 957.51 million
      Interest-bearing deposits $ 743.39 million
      Deposits held in domestic offices $ 957.51 million
      % insured (estimated)" 64.23%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 6.73 millionn
      Total Liabilities $ 966.29 million
      Shareholders’ Equity $ 87.16 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 36.07 million
Total Interest Expense $ 13.62 million
Net interest income $ 22.45 million
Provision for loan and lease losses $ 0.58 million
Total non interest income $ 8.51 million
Total non interest expense $ 22.40 million
Pre-tax Net Operating Income $ 7.85 million

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Branches

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Commercial Bank & Trust Co. Locations