Commercial Bank & Trust Company


Commercial Bank & Trust Company is an FDIC insured institution headquartered at 212 W Gaines St, Monticello, AR 71655.
It was founded in 1913 and has approximately $0 billion in assets. Customers can open an account at one of its 0 branches.

Deposit Rates - April 03, 2025

SAVINGS RATES APY MIN
SAV
0.50% $300 Compare
CD RATES APY MIN
6 Mo CD
1.00% $1,000 Compare
18 Mo CD
1.25% $1,000 Compare
24 Mo CD
1.25% $1,000 Compare
36 Mo CD
1.25% $1,000 Compare
MM RATES APY MIN
Money Market
1.25% $1 Compare
Money Market
1.25% $25,000 Compare
FIXED IRA RATES APY MIN
FIRA
1.25% $1,000
INT CHECKING RATES APY MIN
INTCK
1.75% $100

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 90
Date Established 1913
Assets $ 360.47 million
Loans $ 216.60 million
Deposits $ 335.45 million
Capital $ 21.58 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 7.59 million
Interest-bearing balances $ 4.86 million
Total securities $ 116.81 million
Federal funds sold and reverse repurchase $ 1.65 million
Net loans and leases $ 216.60 million
Loan loss allowance $ 2.68 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.09 million
Goodwill and other intangibles N.A.
All other assets $ 8.61 million
     Total Assets $ 338.89 million

LIABILITIES
Total deposits $ 335.45 million
      Interest-bearing deposits $ 262.85 million
      Deposits held in domestic offices $ 335.45 million
      % insured (estimated)" 67.68%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.28 millionn
      Total Liabilities $ 338.89 million
      Shareholders’ Equity $ 21.58 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 10.55 million
Total Interest Expense $ 5.13 million
Net interest income $ 5.42 million
Provision for loan and lease losses $ 0.09 million
Total non interest income $ 0.92 million
Total non interest expense $ 5.23 million
Pre-tax Net Operating Income $ 1.69 million

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Branches

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Commercial Bank & Trust Company Locations