Dieterich Bank


Dieterich Bank is an FDIC insured institution headquartered at 300 Sur Woods Dr, Effingham, IL 62401.
It was founded in 1909 and has approximately $1 billion in assets. Customers can open an account at one of its 9 branches.

Deposit Rates - November 19, 2024

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 3787
Date Established 1909
Assets $ 1,467.14 million
Loans $ 831.56 million
Deposits $ 1,263.97 million
Capital $ 111.04 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 161.68 million
Interest-bearing balances $ 145.09 million
Total securities $ 368.31 million
Federal funds sold and reverse repurchase $ 3.84 million
Net loans and leases $ 831.56 million
Loan loss allowance $ 11.83 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.18 million
Goodwill and other intangibles $ 26.22 million
All other assets $ 48.55 million
     Total Assets $ 1,356.10 million

LIABILITIES
Total deposits $ 1,263.97 million
      Interest-bearing deposits $ 904.93 million
      Deposits held in domestic offices $ 1,263.97 million
      % insured (estimated) 61.16%
Federal funds purchased and repurchase agreements $ 26.63 million
Trading liabilities N.A.
Other borrowed funds $ 11.48 million
Subordinated debt N.A.
All other liabilities $ 7.24 millionn
      Total Liabilities $ 1,356.10 million
      Shareholders’ Equity $ 111.04 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 28.90 million
Total Interest Expense $ 11.81 million
Net interest income $ 17.09 million
Provision for loan and lease losses $ 0.67 million
Total non interest income $ 3.49 million
Total non interest expense $ 14.49 million
Pre-tax Net Operating Income $ 6.44 million

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Branches

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Dieterich Bank Locations