For information concerning Brilliant Bank, a division of Equity Bank online bank, please click here .
Equity Bank is an FDIC insured institution headquartered at
345 N Andover Rd, Andover, KS 67002.
It was founded in
1985 and has approximately $5 billion in assets. Customers can open an account at one of its 44 branches.
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 25858
Date Established
1985
Assets
$ 5.35 billion
Loans
$ 3.56 billion
Deposits
$ 4.39 billion
Capital
$ 569.80 million
Summary Balance Sheet as of September 30, 2024
ASSETS
Cash & Balances due from depository institutions
$ 220.18 million
Interest-bearing balances
$ 158.99 million
Total securities
$ 1,043.73 million
Federal funds sold and reverse repurchase
$ 17.80 million
Net loans and leases
$ 3.56 billion
Loan loss allowance
$ 43.49 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 2.79 million
Goodwill and other intangibles
$ 70.10 million
All other assets
$ 247.85 million
Total Assets
$ 4.78 billion
LIABILITIES
Total deposits
$ 4.39 billion
Interest-bearing deposits
$ 3.38 billion
Deposits held in domestic offices
$ 4.39 billion
% insured (estimated)"
63.19%
Federal funds purchased and repurchase agreements
$ 38.20 million
Trading liabilities
N.A.
Other borrowed funds
$ 95.81 million
Subordinated debt
N.A.
All other liabilities
$ 36.19 millionn
Total Liabilities
$ 4.78 billion
Shareholders’ Equity
$ 569.80 million
Summary Income Statement as of September 30, 2024
INCOME AND EXPENSES
Total Interest Income
$ 221.43 million
Total Interest Expense
$ 79.40 million
Net interest income
$ 142.02 million
Provision for loan and lease losses
$ 2.38 million
Total non interest income
$ 29.23 million
Total non interest expense
$ 112.24 million
Pre-tax Net Operating Income
$ 40.84 million
Customer Reviews for Equity Bank (2)
Rated 2.00 stars out of 5 - based on 2 reviews
Lowered the rate yesterday,d damnit
June 29, 2023 |
I had a Luminary account at 5.25% that I opened a week ago. When I login in, it had changed to a Magnetic account at 4.65%. I will close my account before the weekend and never do business with this bank again!
Theo
November 22, 2022 |
The lady was nice on the phone but too many issues not ironed out. Would opt for a very slightly lower rate in order not to play guinea pig.
Branches
Click on location and enter new zip number to change."
Your current location is: Columbus, OH
Lowered the rate yesterday,d damnit
June 29, 2023 |
I had a Luminary account at 5.25% that I opened a week ago. When I login in, it had changed to a Magnetic account at 4.65%. I will close my account before the weekend and never do business with this bank again!
Theo
November 22, 2022 |
The lady was nice on the phone but too many issues not ironed out. Would opt for a very slightly lower rate in order not to play guinea pig.