Banks | Equity Bank

Equity Bank

For information concerning Brilliant Bank, a division of Equity Bank online bank, please click here.

Equity Bank is an FDIC insured institution headquartered at 345 N Andover Rd, Andover, KS 67002.
It was founded in 1985 and has approximately $5 billion in assets. Customers can open an account at one of its 44 branches.

Deposit Rates - February 22, 2025

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 25858
Date Established 1985
Assets $ 5.35 billion
Loans $ 3.56 billion
Deposits $ 4.39 billion
Capital $ 569.80 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 220.18 million
Interest-bearing balances $ 158.99 million
Total securities $ 1,043.73 million
Federal funds sold and reverse repurchase $ 17.80 million
Net loans and leases $ 3.56 billion
Loan loss allowance $ 43.49 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 2.79 million
Goodwill and other intangibles $ 70.10 million
All other assets $ 247.85 million
     Total Assets $ 4.78 billion

LIABILITIES
Total deposits $ 4.39 billion
      Interest-bearing deposits $ 3.38 billion
      Deposits held in domestic offices $ 4.39 billion
      % insured (estimated) 63.19%
Federal funds purchased and repurchase agreements $ 38.20 million
Trading liabilities N.A.
Other borrowed funds $ 95.81 million
Subordinated debt N.A.
All other liabilities $ 36.19 millionn
      Total Liabilities $ 4.78 billion
      Shareholders’ Equity $ 569.80 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 221.43 million
Total Interest Expense $ 79.40 million
Net interest income $ 142.02 million
Provision for loan and lease losses $ 2.38 million
Total non interest income $ 29.23 million
Total non interest expense $ 112.24 million
Pre-tax Net Operating Income $ 40.84 million

Customer Reviews for Equity Bank (2)

Rated 2.00 stars out of 5 - based on 2 reviews

  • I had a Luminary account at 5.25% that I opened a week ago. When I login in, it had changed to a Magnetic account at 4.65%. I will close my account before the weekend and never do business with this bank again!

  • The lady was nice on the phone but too many issues not ironed out. Would opt for a very slightly lower rate in order not to play guinea pig.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change.
Your current location is: Columbus, OH

Equity Bank Locations

Other Banks to Consider