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Equity Bank

For information concerning Brilliant Bank, a division of Equity Bank online bank, please click here .

Equity Bank is an FDIC insured institution headquartered at 345 N Andover Rd, Andover, KS 67002.
It was founded in 1985 and has approximately $5 billion in assets. Customers can open an account at one of its 44 branches.

Deposit Rates - April 19, 2025

SAVINGS RATES APY MIN
SAV
0.05% $0 Compare
CD RATES APY MIN
6 Mo CD
0.15% $1,000 Compare
7 Mo CD
1.11% $1,000 Compare
12 Mo CD
0.25% $1,000 Compare
13 Mo CD
2.05% $1,000 Compare
19 Mo CD
2.41% $1,000 Compare
22 Mo CD
0.05% $1,000 Compare
24 Mo CD
0.75% $1,000 Compare
25 Mo CD
0.25% $1,000 Compare
36 Mo CD
0.25% $1,000 Compare
48 Mo CD
0.25% $1,000 Compare
60 Mo CD
0.25% $1,000 Compare
MM RATES APY MIN
Money Market
0.05% $0 Compare
Money Market
0.03% $100,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.05% $1

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 25858
Date Established 1985
Assets $ 5.32 billion
Loans $ 3.46 billion
Deposits $ 4.48 billion
Capital $ 573.81 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 386.34 million
Interest-bearing balances $ 307.16 million
Total securities $ 1,004.91 million
Federal funds sold and reverse repurchase $ 0.24 million
Net loans and leases $ 3.46 billion
Loan loss allowance $ 43.27 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 4.77 million
Goodwill and other intangibles $ 69.03 million
All other assets $ 247.85 million
     Total Assets $ 4.75 billion

LIABILITIES
Total deposits $ 4.48 billion
      Interest-bearing deposits $ 3.39 billion
      Deposits held in domestic offices $ 4.48 billion
      % insured (estimated)" 56.18%
Federal funds purchased and repurchase agreements $ 37.25 million
Trading liabilities N.A.
Other borrowed funds $ 95.81 million
Subordinated debt N.A.
All other liabilities $ 36.19 millionn
      Total Liabilities $ 4.75 billion
      Shareholders’ Equity $ 573.81 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 296.36 million
Total Interest Expense $ 103.01 million
Net interest income $ 193.35 million
Provision for loan and lease losses $ 2.36 million
Total non interest income $ 37.69 million
Total non interest expense $ 149.21 million
Pre-tax Net Operating Income $ 40.84 million

Customer Reviews for Equity Bank (2)

Rated 2.00 stars out of 5 - based on 2 reviews

  • I had a Luminary account at 5.25% that I opened a week ago. When I login in, it had changed to a Magnetic account at 4.65%. I will close my account before the weekend and never do business with this bank again!

  • The lady was nice on the phone but too many issues not ironed out. Would opt for a very slightly lower rate in order not to play guinea pig.

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Equity Bank Locations

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